Home/Compare/4PawsPetInsurance vs LV

4PawsPetInsurance vs LV

Compare pet insurance features, coverage, and pricing between 4PawsPetInsurance and LVto find the best protection for your pet.

Starting Premium

£51.41

4PawsPetInsurance

£47.22

LV

Maximum Cover

£4,000

4PawsPetInsurance

£2,500

LV

Customer Rating

4.2

4PawsPetInsurance

4.2

LV

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

4PawsPetInsurance

Covered for up to £2,500 per condition with unlimited number of conditions

LV

Available Policy Types

4PawsPetInsurance
LV
Cover Types
LifetimeMax BenefitTime Limited
LifetimeTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

4PawsPetInsurance
LV
Minimum Premium
£51.41
£47.22
Maximum Premium
£2,935.30
£3,492.56
Average Premium
£295.30
£369.77

Premium Range Comparison

4PawsPetInsurance
£51.41 - £2,935.30
LV
£47.22 - £3,492.56£47.22 - £3,492.56

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

4PawsPetInsurance
LV
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£85
£75
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

4PawsPetInsurance
LV
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

4PawsPetInsurance
LV
Death by Accident Cover
£500
£1,500
Death by Illness Cover
£500
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£500
£1,500
Advertising & Reward
£750
£1,500
Boarding Fees
£750
£1,500

Support Services

4PawsPetInsurance
LV
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

4PawsPetInsurance

Total Policies

23325

Dogs

15420

66%

Cats

7905

34%

LV

Total Policies

10440

Dogs

6958

67%

Cats

3482

33%

4PawsPetInsurance Distribution

Dogs
Cats

LV Distribution

Dogs
Cats

Making Your Decision

When comparing 4PawsPetInsurance and LV, consider how each provider's strengths align with your pet's specific needs. 4PawsPetInsurance's average premium of £295.30compared to LV's £369.77 should be weighed against the coverage and benefits each provider offers.

Best for 4PawsPetInsurance:

  • Third party liability coverage

Best for LV:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.