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Admiral Pet vs Napo Comfort

Compare pet insurance features, coverage, and pricing between Admiral Pet and Napo Comfortto find the best protection for your pet.

Starting Premium

£48.00

Admiral Pet

£108.00

Napo Comfort

Maximum Cover

£4,000

Admiral Pet

No limit

Napo Comfort

Customer Rating

4.2

Admiral Pet

4.2

Napo Comfort

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

Admiral Pet

Covered each year up to no limit per condition with £4,000 yearly limit

Napo Comfort

Available Policy Types

Admiral Pet
Napo Comfort
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Admiral Pet
Napo Comfort
Minimum Premium
£48.00
£108.00
Maximum Premium
£11,999.64
£3,427.16
Average Premium
£654.13
£475.82

Premium Range Comparison

Admiral Pet
£48.00 - £11,999.64
Napo Comfort
£108.00 - £3,427.16£108.00 - £3,427.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Admiral Pet
Napo Comfort
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £4,000 yearly limit

up to limit per condition/year

Standard Excess
£99
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Admiral Pet
Napo Comfort
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Admiral Pet
Napo Comfort
Death by Accident Cover
£3,000
£1,000
Death by Illness Cover
£3,000
£1,000
Third Party Liability
£2,000,000
£1,500,000
Lost or Stolen Pet
£3,000
£1,000
Advertising & Reward
£500
£1,000
Boarding Fees
£750
£500

Support Services

Admiral Pet
Napo Comfort
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Admiral Pet

Total Policies

22483

Dogs

15048

67%

Cats

7435

33%

Napo Comfort

Total Policies

2629

Dogs

1769

67%

Cats

860

33%

Admiral Pet Distribution

Dogs
Cats

Napo Comfort Distribution

Dogs
Cats

Making Your Decision

When comparing Admiral Pet and Napo Comfort, consider how each provider's strengths align with your pet's specific needs. Admiral Pet's average premium of £654.13compared to Napo Comfort's £475.82 should be weighed against the coverage and benefits each provider offers.

Best for Admiral Pet:

  • More affordable starting premiums
  • Third party liability coverage

Best for Napo Comfort:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.