Home/Compare/Argos vs PetPlanUK Essential Cat

Argos vs PetPlanUK Essential Cat

Compare pet insurance features, coverage, and pricing between Argos and PetPlanUK Essential Catto find the best protection for your pet.

Starting Premium

£69.96

Argos

£111.96

PetPlanUK Essential Cat

Maximum Cover

£2,500

Argos

£3000

PetPlanUK Essential Cat

Customer Rating

4.2

Argos

4.2

PetPlanUK Essential Cat

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

Argos

PetPlanUK Essential Cat

Available Policy Types

Argos
PetPlanUK Essential Cat
Cover Types
LifetimeMax BenefitTime Limited
Time Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Argos
PetPlanUK Essential Cat
Minimum Premium
£69.96
£111.96
Maximum Premium
£3,247.68
£965.88
Average Premium
£303.72
£286.02

Premium Range Comparison

Argos
£69.96 - £3,247.68
PetPlanUK Essential Cat
£111.96 - £965.88£111.96 - £965.88

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Argos
PetPlanUK Essential Cat
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

up to limit per condition/year

Standard Excess
£99
£85
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Argos
PetPlanUK Essential Cat
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Argos
PetPlanUK Essential Cat
Death by Accident Cover
£750
£3000
Death by Illness Cover
£750
£3000
Third Party Liability
£2,000,000
Lost or Stolen Pet
£750
£3000
Advertising & Reward
£750
£2000
Boarding Fees
£500
£2000

Support Services

Argos
PetPlanUK Essential Cat
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Argos

Total Policies

12124

Dogs

8029

66%

Cats

4095

34%

PetPlanUK Essential Cat

Total Policies

746

Dogs

0

0%

Cats

746

100%

Argos Distribution

Dogs
Cats

PetPlanUK Essential Cat Distribution

Dogs
Cats

Making Your Decision

When comparing Argos and PetPlanUK Essential Cat, consider how each provider's strengths align with your pet's specific needs. Argos's average premium of £303.72compared to PetPlanUK Essential Cat's £286.02 should be weighed against the coverage and benefits each provider offers.

Best for Argos:

  • More affordable starting premiums
  • Third party liability coverage

Best for PetPlanUK Essential Cat:

    Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.