Home/Compare/Argos vs Petsure Lifetime 1k

Argos vs Petsure Lifetime 1k

Compare pet insurance features, coverage, and pricing between Argos and Petsure Lifetime 1kto find the best protection for your pet.

Starting Premium

£69.96

Argos

£60.40

Petsure Lifetime 1k

Maximum Cover

£2,500

Argos

No limit

Petsure Lifetime 1k

Customer Rating

4.2

Argos

4.2

Petsure Lifetime 1k

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

Argos

Covered each year up to no limit per condition with £1,000 yearly limit

Petsure Lifetime 1k

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Available Policy Types

Argos
Petsure Lifetime 1k
Cover Types
LifetimeMax BenefitTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Argos
Petsure Lifetime 1k
Minimum Premium
£69.96
£60.40
Maximum Premium
£3,247.68
£6,756.98
Average Premium
£303.72
£447.07

Premium Range Comparison

Argos
£69.96 - £3,247.68
Petsure Lifetime 1k
£60.40 - £6,756.98

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Argos
Petsure Lifetime 1k
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £1,000 yearly limit

up to limit per condition/year

Standard Excess
£99
£100
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Argos
Petsure Lifetime 1k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Argos
Petsure Lifetime 1k
Death by Accident Cover
£750
£5,000
Death by Illness Cover
£750
£5,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£5,000
Advertising & Reward
£750
£250
Boarding Fees
£500
£1,500
Travel Coverage

Support Services

Argos
Petsure Lifetime 1k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Argos

Total Policies

12124

Dogs

8029

66%

Cats

4095

34%

Petsure Lifetime 1k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Argos Distribution

Dogs
Cats

Petsure Lifetime 1k Distribution

Dogs
Cats

Making Your Decision

When comparing Argos and Petsure Lifetime 1k, consider how each provider's strengths align with your pet's specific needs. Argos's average premium of £303.72compared to Petsure Lifetime 1k's £447.07 should be weighed against the coverage and benefits each provider offers.

Best for Argos:

  • Comprehensive coverage options for your pet type

Best for Petsure Lifetime 1k:

  • More affordable starting premiums
  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.