Home/Compare/Asda Lifetime vs Napo Comfort

Asda Lifetime vs Napo Comfort

Compare pet insurance features, coverage, and pricing between Asda Lifetime and Napo Comfortto find the best protection for your pet.

Starting Premium

£65.76

Asda Lifetime

£108.00

Napo Comfort

Maximum Cover

No limit

Asda Lifetime

No limit

Napo Comfort

Customer Rating

4.2

Asda Lifetime

4.2

Napo Comfort

Vet Fees Cover

Covered each year up to no limit per condition with £8,000 yearly limit

Asda Lifetime

Covered each year up to no limit per condition with £4,000 yearly limit

Napo Comfort

Available Policy Types

Asda Lifetime
Napo Comfort
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Asda Lifetime
Napo Comfort
Minimum Premium
£65.76
£108.00
Maximum Premium
£6,341.52
£3,427.16
Average Premium
£611.95
£475.82

Premium Range Comparison

Asda Lifetime
£65.76 - £6,341.52
Napo Comfort
£108.00 - £3,427.16£108.00 - £3,427.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Asda Lifetime
Napo Comfort
Vet Fees Coverage

Covered each year up to no limit per condition with £8,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £4,000 yearly limit

up to limit per condition/year

Standard Excess
£200
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Asda Lifetime
Napo Comfort
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Asda Lifetime
Napo Comfort
Death by Accident Cover
£2,000
£1,000
Death by Illness Cover
£2,000
£1,000
Third Party Liability
£1,000,000
£1,500,000
Lost or Stolen Pet
£2,000
£1,000
Advertising & Reward
£750
£1,000
Boarding Fees
£2,000
£500

Support Services

Asda Lifetime
Napo Comfort
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Asda Lifetime

Total Policies

11355

Dogs

7435

65%

Cats

3920

35%

Napo Comfort

Total Policies

2629

Dogs

1769

67%

Cats

860

33%

Asda Lifetime Distribution

Dogs
Cats

Napo Comfort Distribution

Dogs
Cats

Making Your Decision

When comparing Asda Lifetime and Napo Comfort, consider how each provider's strengths align with your pet's specific needs. Asda Lifetime's average premium of £611.95compared to Napo Comfort's £475.82 should be weighed against the coverage and benefits each provider offers.

Best for Asda Lifetime:

  • More affordable starting premiums
  • Third party liability coverage

Best for Napo Comfort:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.