Home/Compare/Co Op Insurance Lifetime vs PetPlanUK Essential Cat

Co Op Insurance Lifetime vs PetPlanUK Essential Cat

Compare pet insurance features, coverage, and pricing between Co Op Insurance Lifetime and PetPlanUK Essential Catto find the best protection for your pet.

Starting Premium

£55.92

Co Op Insurance Lifetime

£111.96

PetPlanUK Essential Cat

Maximum Cover

No limit

Co Op Insurance Lifetime

£3000

PetPlanUK Essential Cat

Customer Rating

4.2

Co Op Insurance Lifetime

4.2

PetPlanUK Essential Cat

Vet Fees Cover

Covered each year up to no limit per condition with £7,500 yearly limit

Co Op Insurance Lifetime

PetPlanUK Essential Cat

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Available Policy Types

Co Op Insurance Lifetime
PetPlanUK Essential Cat
Cover Types
Lifetime
Time Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Co Op Insurance Lifetime
PetPlanUK Essential Cat
Minimum Premium
£55.92
£111.96
Maximum Premium
£8,790.60
£965.88
Average Premium
£591.57
£286.02

Premium Range Comparison

Co Op Insurance Lifetime
£55.92 - £8,790.60
PetPlanUK Essential Cat
£111.96 - £965.88

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Co Op Insurance Lifetime
PetPlanUK Essential Cat
Vet Fees Coverage

Covered each year up to no limit per condition with £7,500 yearly limit

up to limit per condition/year

up to limit per condition/year

Standard Excess
£200
£85
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Co Op Insurance Lifetime
PetPlanUK Essential Cat
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Co Op Insurance Lifetime
PetPlanUK Essential Cat
Death by Accident Cover
£500
£3000
Death by Illness Cover
£500
£3000
Third Party Liability
£1,000,000
Lost or Stolen Pet
£500
£3000
Advertising & Reward
£500
£2000
Boarding Fees
£500
£2000
Travel Coverage

Support Services

Co Op Insurance Lifetime
PetPlanUK Essential Cat
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Co Op Insurance Lifetime

Total Policies

14202

Dogs

9036

64%

Cats

5166

36%

PetPlanUK Essential Cat

Total Policies

746

Dogs

0

0%

Cats

746

100%

Co Op Insurance Lifetime Distribution

Dogs
Cats

PetPlanUK Essential Cat Distribution

Dogs
Cats

Making Your Decision

When comparing Co Op Insurance Lifetime and PetPlanUK Essential Cat, consider how each provider's strengths align with your pet's specific needs. Co Op Insurance Lifetime's average premium of £591.57compared to PetPlanUK Essential Cat's £286.02 should be weighed against the coverage and benefits each provider offers.

Best for Co Op Insurance Lifetime:

  • More affordable starting premiums
  • Third party liability coverage included
  • Comprehensive coverage options for your pet type

Best for PetPlanUK Essential Cat:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.