Home/Compare/Co Op Insurance Lifetime vs TIE

Co Op Insurance Lifetime vs TIE

Compare pet insurance features, coverage, and pricing between Co Op Insurance Lifetime and TIEto find the best protection for your pet.

Starting Premium

£55.92

Co Op Insurance Lifetime

£38.65

TIE

Maximum Cover

No limit

Co Op Insurance Lifetime

£6,500

TIE

Customer Rating

4.2

Co Op Insurance Lifetime

4.2

TIE

Vet Fees Cover

Covered each year up to no limit per condition with £7,500 yearly limit

Co Op Insurance Lifetime

Covered for up to £6,000 per condition with unlimited number of conditions

TIE

Available Policy Types

Co Op Insurance Lifetime
TIE
Cover Types
Lifetime
Accident OnlyLifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Co Op Insurance Lifetime
TIE
Minimum Premium
£55.92
£38.65
Maximum Premium
£8,790.60
£2,931.16
Average Premium
£591.57
£257.99

Premium Range Comparison

Co Op Insurance Lifetime
£55.92 - £8,790.60
TIE
£38.65 - £2,931.16£38.65 - £2,931.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Co Op Insurance Lifetime
TIE
Vet Fees Coverage

Covered each year up to no limit per condition with £7,500 yearly limit

up to limit per condition/year

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£200
£95
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Co Op Insurance Lifetime
TIE
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Co Op Insurance Lifetime
TIE
Death by Accident Cover
£500
£750
Death by Illness Cover
£500
£750
Third Party Liability
£1,000,000
£1,000,000
Lost or Stolen Pet
£500
£750
Advertising & Reward
£500
£700
Boarding Fees
£500
£750

Support Services

Co Op Insurance Lifetime
TIE
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Co Op Insurance Lifetime

Total Policies

14202

Dogs

9036

64%

Cats

5166

36%

TIE

Total Policies

26181

Dogs

17860

68%

Cats

8321

32%

Co Op Insurance Lifetime Distribution

Dogs
Cats

TIE Distribution

Dogs
Cats

Making Your Decision

When comparing Co Op Insurance Lifetime and TIE, consider how each provider's strengths align with your pet's specific needs. Co Op Insurance Lifetime's average premium of £591.57compared to TIE's £257.99 should be weighed against the coverage and benefits each provider offers.

Best for Co Op Insurance Lifetime:

  • Third party liability coverage

Best for TIE:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.