Home/Compare/Frank Lifetime 5000 vs Petsure Lifetime 3k

Frank Lifetime 5000 vs Petsure Lifetime 3k

Compare pet insurance features, coverage, and pricing between Frank Lifetime 5000 and Petsure Lifetime 3kto find the best protection for your pet.

Starting Premium

£108.48

Frank Lifetime 5000

£76.69

Petsure Lifetime 3k

Maximum Cover

£5,000

Frank Lifetime 5000

No limit

Petsure Lifetime 3k

Customer Rating

4.2

Frank Lifetime 5000

4.2

Petsure Lifetime 3k

Vet Fees Cover

Covered each year up to £5,000 per condition with unlimited number of conditions

Frank Lifetime 5000

Covered each year up to no limit per condition with £3,000 yearly limit

Petsure Lifetime 3k

Available Policy Types

Frank Lifetime 5000
Petsure Lifetime 3k
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Frank Lifetime 5000
Petsure Lifetime 3k
Minimum Premium
£108.48
£76.69
Maximum Premium
£3,334.56
£8,974.25
Average Premium
£539.77
£588.23

Premium Range Comparison

Frank Lifetime 5000
£108.48 - £3,334.56
Petsure Lifetime 3k
£76.69 - £8,974.25£76.69 - £8,974.25

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Frank Lifetime 5000
Petsure Lifetime 3k
Vet Fees Coverage

Covered each year up to £5,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £3,000 yearly limit

up to limit per condition/year

Standard Excess
£99
£100
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Frank Lifetime 5000
Petsure Lifetime 3k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Frank Lifetime 5000
Petsure Lifetime 3k
Death by Accident Cover
£1,000
£5,000
Death by Illness Cover
£1,000
£5,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£1,000
£5,000
Advertising & Reward
£200
£250
Boarding Fees
FALSE
£1,500

Support Services

Frank Lifetime 5000
Petsure Lifetime 3k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Frank Lifetime 5000

Total Policies

2608

Dogs

1744

67%

Cats

864

33%

Petsure Lifetime 3k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Frank Lifetime 5000 Distribution

Dogs
Cats

Petsure Lifetime 3k Distribution

Dogs
Cats

Making Your Decision

When comparing Frank Lifetime 5000 and Petsure Lifetime 3k, consider how each provider's strengths align with your pet's specific needs. Frank Lifetime 5000's average premium of £539.77compared to Petsure Lifetime 3k's £588.23 should be weighed against the coverage and benefits each provider offers.

Best for Frank Lifetime 5000:

  • Third party liability coverage

Best for Petsure Lifetime 3k:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.