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Insure Your Paws vs Marks and Spencer Premier

Compare pet insurance features, coverage, and pricing between Insure Your Paws and Marks and Spencer Premierto find the best protection for your pet.

Starting Premium

£58.00

Insure Your Paws

£85.47

Marks and Spencer Premier

Maximum Cover

£6,000

Insure Your Paws

No limit

Marks and Spencer Premier

Customer Rating

4.2

Insure Your Paws

4.2

Marks and Spencer Premier

Vet Fees Cover

Covered for up to £6,000 per condition with unlimited number of conditions

Insure Your Paws

Covered each year up to no limit per condition with £5,000 yearly limit

Marks and Spencer Premier

Available Policy Types

Insure Your Paws
Marks and Spencer Premier
Cover Types
LifetimeMax Benefit
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Insure Your Paws
Marks and Spencer Premier
Minimum Premium
£58.00
£85.47
Maximum Premium
£8,394.83
£2,095.41
Average Premium
£560.98
£581.25

Premium Range Comparison

Insure Your Paws
£58.00 - £8,394.83
Marks and Spencer Premier
£85.47 - £2,095.41£85.47 - £2,095.41

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Insure Your Paws
Marks and Spencer Premier
Vet Fees Coverage

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

Standard Excess
£99
£225
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Insure Your Paws
Marks and Spencer Premier
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Insure Your Paws
Marks and Spencer Premier
Death by Accident Cover
£500
£1,500
Death by Illness Cover
£500
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£1,500
Advertising & Reward
£750
£1,250
Boarding Fees
£750
£750 Limited to a maximum of £70 per week

Support Services

Insure Your Paws
Marks and Spencer Premier
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Insure Your Paws

Total Policies

10752

Dogs

7206

67%

Cats

3546

33%

Marks and Spencer Premier

Total Policies

4438

Dogs

2870

65%

Cats

1568

35%

Insure Your Paws Distribution

Dogs
Cats

Marks and Spencer Premier Distribution

Dogs
Cats

Making Your Decision

When comparing Insure Your Paws and Marks and Spencer Premier, consider how each provider's strengths align with your pet's specific needs. Insure Your Paws's average premium of £560.98compared to Marks and Spencer Premier's £581.25 should be weighed against the coverage and benefits each provider offers.

Best for Insure Your Paws:

  • More affordable starting premiums
  • Third party liability coverage

Best for Marks and Spencer Premier:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.