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Insure Your Paws vs Scratch and Patch

Compare pet insurance features, coverage, and pricing between Insure Your Paws and Scratch and Patchto find the best protection for your pet.

Starting Premium

£58.00

Insure Your Paws

£63.34

Scratch and Patch

Maximum Cover

£6,000

Insure Your Paws

£4,000

Scratch and Patch

Customer Rating

4.2

Insure Your Paws

4.2

Scratch and Patch

Vet Fees Cover

Covered for up to £6,000 per condition with unlimited number of conditions

Insure Your Paws

Covered for up to £4,000 per condition with unlimited number of conditions

Scratch and Patch

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Available Policy Types

Insure Your Paws
Scratch and Patch
Cover Types
LifetimeMax Benefit
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Insure Your Paws
Scratch and Patch
Minimum Premium
£58.00
£63.34
Maximum Premium
£8,394.83
£3,995.30
Average Premium
£560.98
£442.48

Premium Range Comparison

Insure Your Paws
£58.00 - £8,394.83
Scratch and Patch
£63.34 - £3,995.30

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Insure Your Paws
Scratch and Patch
Vet Fees Coverage

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£99
£275
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Insure Your Paws
Scratch and Patch
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Insure Your Paws
Scratch and Patch
Death by Accident Cover
£500
£500
Death by Illness Cover
£500
£500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£750
Advertising & Reward
£750
£750
Boarding Fees
£750
£750
Travel Coverage

Support Services

Insure Your Paws
Scratch and Patch
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Insure Your Paws

Total Policies

10752

Dogs

7206

67%

Cats

3546

33%

Scratch and Patch

Total Policies

13145

Dogs

8845

67%

Cats

4300

33%

Insure Your Paws Distribution

Dogs
Cats

Scratch and Patch Distribution

Dogs
Cats

Making Your Decision

When comparing Insure Your Paws and Scratch and Patch, consider how each provider's strengths align with your pet's specific needs. Insure Your Paws's average premium of £560.98compared to Scratch and Patch's £442.48 should be weighed against the coverage and benefits each provider offers.

Best for Insure Your Paws:

  • More affordable starting premiums
  • Comprehensive coverage options for your pet type

Best for Scratch and Patch:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.