Lifetime Pet vs Marks and Spencer Premier
Compare pet insurance features, coverage, and pricing between Lifetime Pet and Marks and Spencer Premierto find the best protection for your pet.
Starting Premium
£73.80
Lifetime Pet
£85.47
Marks and Spencer Premier
Maximum Cover
No limit
Lifetime Pet
No limit
Marks and Spencer Premier
Customer Rating
4.2
Lifetime Pet
4.2
Marks and Spencer Premier
Vet Fees Cover
Covered each year up to no limit per condition with £6,000 yearly limit
Lifetime Pet
Covered each year up to no limit per condition with £5,000 yearly limit
Marks and Spencer Premier
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to no limit per condition with £6,000 yearly limit
up to limit per condition/year
Covered each year up to no limit per condition with £5,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Lifetime Pet
Total Policies
8580
Dogs
5525
64%
Cats
3055
36%
Marks and Spencer Premier
Total Policies
4438
Dogs
2870
65%
Cats
1568
35%
Lifetime Pet Distribution
Marks and Spencer Premier Distribution
Making Your Decision
When comparing Lifetime Pet and Marks and Spencer Premier, consider how each provider's strengths align with your pet's specific needs. Lifetime Pet's average premium of £382.87compared to Marks and Spencer Premier's £581.25 should be weighed against the coverage and benefits each provider offers.
Best for Lifetime Pet:
- More affordable starting premiums
- Third party liability coverage
Best for Marks and Spencer Premier:
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.