Home/Compare/Lifetime Pet vs PetPlanUK Classic Cat (4K Vet)

Lifetime Pet vs PetPlanUK Classic Cat (4K Vet)

Compare pet insurance features, coverage, and pricing between Lifetime Pet and PetPlanUK Classic Cat (4K Vet)to find the best protection for your pet.

Starting Premium

£73.80

Lifetime Pet

£149.88

PetPlanUK Classic Cat (4K Vet)

Maximum Cover

No limit

Lifetime Pet

£4000

PetPlanUK Classic Cat (4K Vet)

Customer Rating

4.2

Lifetime Pet

4.2

PetPlanUK Classic Cat (4K Vet)

Vet Fees Cover

Covered each year up to no limit per condition with £6,000 yearly limit

Lifetime Pet

PetPlanUK Classic Cat (4K Vet)

Available Policy Types

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
Minimum Premium
£73.80
£149.88
Maximum Premium
£2,203.08
£1,019.16
Average Premium
£382.87
£320.86

Premium Range Comparison

Lifetime Pet
£73.80 - £2,203.08
PetPlanUK Classic Cat (4K Vet)
£149.88 - £1,019.16£149.88 - £1,019.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
Vet Fees Coverage

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

up to limit per condition/year

Standard Excess
£199
£95
Co-payment
N/A
0%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
Death by Accident Cover
£500
£3000
Death by Illness Cover
£500
£3000
Third Party Liability
£1,000,000
Lost or Stolen Pet
FALSE
£3000
Advertising & Reward
FALSE
£2000
Boarding Fees
FALSE
£2000

Support Services

Lifetime Pet
PetPlanUK Classic Cat (4K Vet)
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Lifetime Pet

Total Policies

8580

Dogs

5525

64%

Cats

3055

36%

PetPlanUK Classic Cat (4K Vet)

Total Policies

533

Dogs

0

0%

Cats

533

100%

Lifetime Pet Distribution

Dogs
Cats

PetPlanUK Classic Cat (4K Vet) Distribution

Dogs
Cats

Making Your Decision

When comparing Lifetime Pet and PetPlanUK Classic Cat (4K Vet), consider how each provider's strengths align with your pet's specific needs. Lifetime Pet's average premium of £382.87compared to PetPlanUK Classic Cat (4K Vet)'s £320.86 should be weighed against the coverage and benefits each provider offers.

Best for Lifetime Pet:

  • More affordable starting premiums
  • Third party liability coverage

Best for PetPlanUK Classic Cat (4K Vet):

    Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.