Home/Compare/Lifetime Pet vs Petsure Lifetime 4k

Lifetime Pet vs Petsure Lifetime 4k

Compare pet insurance features, coverage, and pricing between Lifetime Pet and Petsure Lifetime 4kto find the best protection for your pet.

Starting Premium

£73.80

Lifetime Pet

£83.82

Petsure Lifetime 4k

Maximum Cover

No limit

Lifetime Pet

No limit

Petsure Lifetime 4k

Customer Rating

4.2

Lifetime Pet

4.2

Petsure Lifetime 4k

Vet Fees Cover

Covered each year up to no limit per condition with £6,000 yearly limit

Lifetime Pet

Covered each year up to no limit per condition with £4,000 yearly limit

Petsure Lifetime 4k

Available Policy Types

Lifetime Pet
Petsure Lifetime 4k
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Lifetime Pet
Petsure Lifetime 4k
Minimum Premium
£73.80
£83.82
Maximum Premium
£2,203.08
£9,953.14
Average Premium
£382.87
£650.46

Premium Range Comparison

Lifetime Pet
£73.80 - £2,203.08
Petsure Lifetime 4k
£83.82 - £9,953.14£83.82 - £9,953.14

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Lifetime Pet
Petsure Lifetime 4k
Vet Fees Coverage

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £4,000 yearly limit

up to limit per condition/year

Standard Excess
£199
£100
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Lifetime Pet
Petsure Lifetime 4k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Lifetime Pet
Petsure Lifetime 4k
Death by Accident Cover
£500
£5,000
Death by Illness Cover
£500
£5,000
Third Party Liability
£1,000,000
£2,000,000
Lost or Stolen Pet
FALSE
£5,000
Advertising & Reward
FALSE
£250
Boarding Fees
FALSE
£1,500

Support Services

Lifetime Pet
Petsure Lifetime 4k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Lifetime Pet

Total Policies

8580

Dogs

5525

64%

Cats

3055

36%

Petsure Lifetime 4k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Lifetime Pet Distribution

Dogs
Cats

Petsure Lifetime 4k Distribution

Dogs
Cats

Making Your Decision

When comparing Lifetime Pet and Petsure Lifetime 4k, consider how each provider's strengths align with your pet's specific needs. Lifetime Pet's average premium of £382.87compared to Petsure Lifetime 4k's £650.46 should be weighed against the coverage and benefits each provider offers.

Best for Lifetime Pet:

  • More affordable starting premiums
  • Third party liability coverage

Best for Petsure Lifetime 4k:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.