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Lifetime Pet vs Tesco

Compare pet insurance features, coverage, and pricing between Lifetime Pet and Tescoto find the best protection for your pet.

Starting Premium

£73.80

Lifetime Pet

£40.34

Tesco

Maximum Cover

No limit

Lifetime Pet

£7,500

Tesco

Customer Rating

4.2

Lifetime Pet

4.2

Tesco

Vet Fees Cover

Covered each year up to no limit per condition with £6,000 yearly limit

Lifetime Pet

Covered for up to £7,500 per condition with unlimited number of conditions

Tesco

Available Policy Types

Lifetime Pet
Tesco
Cover Types
Lifetime
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Lifetime Pet
Tesco
Minimum Premium
£73.80
£40.34
Maximum Premium
£2,203.08
£1,712.75
Average Premium
£382.87
£337.65

Premium Range Comparison

Lifetime Pet
£73.80 - £2,203.08
Tesco
£40.34 - £1,712.75£40.34 - £1,712.75

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Lifetime Pet
Tesco
Vet Fees Coverage

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£199
£120
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Lifetime Pet
Tesco
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Lifetime Pet
Tesco
Death by Accident Cover
£500
£1,500
Death by Illness Cover
£500
£1,500
Third Party Liability
£1,000,000
£2,000,000
Lost or Stolen Pet
FALSE
£1,500
Advertising & Reward
FALSE
£1,000
Boarding Fees
FALSE
£1,000

Support Services

Lifetime Pet
Tesco
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Lifetime Pet

Total Policies

8580

Dogs

5525

64%

Cats

3055

36%

Tesco

Total Policies

15407

Dogs

9905

64%

Cats

5502

36%

Lifetime Pet Distribution

Dogs
Cats

Tesco Distribution

Dogs
Cats

Making Your Decision

When comparing Lifetime Pet and Tesco, consider how each provider's strengths align with your pet's specific needs. Lifetime Pet's average premium of £382.87compared to Tesco's £337.65 should be weighed against the coverage and benefits each provider offers.

Best for Lifetime Pet:

  • Third party liability coverage

Best for Tesco:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.