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Lifetime Pet vs TIE

Compare pet insurance features, coverage, and pricing between Lifetime Pet and TIEto find the best protection for your pet.

Starting Premium

£73.80

Lifetime Pet

£38.65

TIE

Maximum Cover

No limit

Lifetime Pet

£6,500

TIE

Customer Rating

4.2

Lifetime Pet

4.2

TIE

Vet Fees Cover

Covered each year up to no limit per condition with £6,000 yearly limit

Lifetime Pet

Covered for up to £6,000 per condition with unlimited number of conditions

TIE

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Available Policy Types

Lifetime Pet
TIE
Cover Types
Lifetime
Accident OnlyLifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Lifetime Pet
TIE
Minimum Premium
£73.80
£38.65
Maximum Premium
£2,203.08
£2,931.16
Average Premium
£382.87
£257.99

Premium Range Comparison

Lifetime Pet
£73.80 - £2,203.08
TIE
£38.65 - £2,931.16

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Lifetime Pet
TIE
Vet Fees Coverage

Covered each year up to no limit per condition with £6,000 yearly limit

up to limit per condition/year

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£199
£95
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Lifetime Pet
TIE
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Lifetime Pet
TIE
Death by Accident Cover
£500
£750
Death by Illness Cover
£500
£750
Third Party Liability
£1,000,000
£1,000,000
Lost or Stolen Pet
FALSE
£750
Advertising & Reward
FALSE
£700
Boarding Fees
FALSE
£750
Travel Coverage

Support Services

Lifetime Pet
TIE
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Lifetime Pet

Total Policies

8580

Dogs

5525

64%

Cats

3055

36%

TIE

Total Policies

26181

Dogs

17860

68%

Cats

8321

32%

Lifetime Pet Distribution

Dogs
Cats

TIE Distribution

Dogs
Cats

Making Your Decision

When comparing Lifetime Pet and TIE, consider how each provider's strengths align with your pet's specific needs. Lifetime Pet's average premium of £382.87compared to TIE's £257.99 should be weighed against the coverage and benefits each provider offers.

Best for Lifetime Pet:

  • Vet advice helpline available
  • Comprehensive coverage options for your pet type

Best for TIE:

  • More affordable starting premiums
  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.