Home/Compare/LV vs PetPlanUK Ultimate Cat

LV vs PetPlanUK Ultimate Cat

Compare pet insurance features, coverage, and pricing between LV and PetPlanUK Ultimate Catto find the best protection for your pet.

Starting Premium

£47.22

LV

£252.24

PetPlanUK Ultimate Cat

Maximum Cover

£2,500

LV

£12000

PetPlanUK Ultimate Cat

Customer Rating

4.2

LV

4.2

PetPlanUK Ultimate Cat

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

LV

PetPlanUK Ultimate Cat

Debug Info: Enhanced analysis not available. Comparison data: | Author: | Market stats: 8 items

Available Policy Types

LV
PetPlanUK Ultimate Cat
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

LV
PetPlanUK Ultimate Cat
Minimum Premium
£47.22
£252.24
Maximum Premium
£3,492.56
£1,335.00
Average Premium
£369.77
£485.85

Premium Range Comparison

LV
£47.22 - £3,492.56
PetPlanUK Ultimate Cat
£252.24 - £1,335.00

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

LV
PetPlanUK Ultimate Cat
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

up to limit per condition/year

Standard Excess
£75
£95
Co-payment
N/A
0%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

LV
PetPlanUK Ultimate Cat
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

LV
PetPlanUK Ultimate Cat
Death by Accident Cover
£1,500
£3000
Death by Illness Cover
£1,500
£3000
Third Party Liability
£2,000,000
Lost or Stolen Pet
£1,500
£3000
Advertising & Reward
£1,500
£2000
Boarding Fees
£1,500
£2000
Travel Coverage

Support Services

LV
PetPlanUK Ultimate Cat
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

LV

Total Policies

10440

Dogs

6958

67%

Cats

3482

33%

PetPlanUK Ultimate Cat

Total Policies

534

Dogs

0

0%

Cats

534

100%

LV Distribution

Dogs
Cats

PetPlanUK Ultimate Cat Distribution

Dogs
Cats

Making Your Decision

When comparing LV and PetPlanUK Ultimate Cat, consider how each provider's strengths align with your pet's specific needs. LV's average premium of £369.77compared to PetPlanUK Ultimate Cat's £485.85 should be weighed against the coverage and benefits each provider offers.

Best for LV:

  • More affordable starting premiums
  • Third party liability coverage included
  • Comprehensive coverage options for your pet type

Best for PetPlanUK Ultimate Cat:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.