Home/Compare/LV vs Petsure Lifetime 10k

LV vs Petsure Lifetime 10k

Compare pet insurance features, coverage, and pricing between LV and Petsure Lifetime 10kto find the best protection for your pet.

Starting Premium

£47.22

LV

£112.43

Petsure Lifetime 10k

Maximum Cover

£2,500

LV

No limit

Petsure Lifetime 10k

Customer Rating

4.2

LV

4.2

Petsure Lifetime 10k

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

LV

Covered each year up to no limit per condition with £10,000 yearly limit

Petsure Lifetime 10k

Available Policy Types

LV
Petsure Lifetime 10k
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

LV
Petsure Lifetime 10k
Minimum Premium
£47.22
£112.43
Maximum Premium
£3,492.56
£14,997.67
Average Premium
£369.77
£955.03

Premium Range Comparison

LV
£47.22 - £3,492.56
Petsure Lifetime 10k
£112.43 - £14,997.67£112.43 - £14,997.67

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

LV
Petsure Lifetime 10k
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £10,000 yearly limit

up to limit per condition/year

Standard Excess
£75
£100
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

LV
Petsure Lifetime 10k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

LV
Petsure Lifetime 10k
Death by Accident Cover
£1,500
£5,000
Death by Illness Cover
£1,500
£5,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£1,500
£5,000
Advertising & Reward
£1,500
£250
Boarding Fees
£1,500
£1,500

Support Services

LV
Petsure Lifetime 10k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

LV

Total Policies

10440

Dogs

6958

67%

Cats

3482

33%

Petsure Lifetime 10k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

LV Distribution

Dogs
Cats

Petsure Lifetime 10k Distribution

Dogs
Cats

Making Your Decision

When comparing LV and Petsure Lifetime 10k, consider how each provider's strengths align with your pet's specific needs. LV's average premium of £369.77compared to Petsure Lifetime 10k's £955.03 should be weighed against the coverage and benefits each provider offers.

Best for LV:

  • More affordable starting premiums
  • Third party liability coverage

Best for Petsure Lifetime 10k:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.