Home/Compare/Marks and Spencer Premier vs PetPlanUK Ultimate Cat

Marks and Spencer Premier vs PetPlanUK Ultimate Cat

Compare pet insurance features, coverage, and pricing between Marks and Spencer Premier and PetPlanUK Ultimate Catto find the best protection for your pet.

Starting Premium

£85.47

Marks and Spencer Premier

£252.24

PetPlanUK Ultimate Cat

Maximum Cover

No limit

Marks and Spencer Premier

£12000

PetPlanUK Ultimate Cat

Customer Rating

4.2

Marks and Spencer Premier

4.2

PetPlanUK Ultimate Cat

Vet Fees Cover

Covered each year up to no limit per condition with £5,000 yearly limit

Marks and Spencer Premier

PetPlanUK Ultimate Cat

Available Policy Types

Marks and Spencer Premier
PetPlanUK Ultimate Cat
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Marks and Spencer Premier
PetPlanUK Ultimate Cat
Minimum Premium
£85.47
£252.24
Maximum Premium
£2,095.41
£1,335.00
Average Premium
£581.25
£485.85

Premium Range Comparison

Marks and Spencer Premier
£85.47 - £2,095.41
PetPlanUK Ultimate Cat
£252.24 - £1,335.00£252.24 - £1,335.00

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Marks and Spencer Premier
PetPlanUK Ultimate Cat
Vet Fees Coverage

Covered each year up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

up to limit per condition/year

Standard Excess
£225
£95
Co-payment
N/A
0%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Marks and Spencer Premier
PetPlanUK Ultimate Cat
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Marks and Spencer Premier
PetPlanUK Ultimate Cat
Death by Accident Cover
£1,500
£3000
Death by Illness Cover
£1,500
£3000
Third Party Liability
£2,000,000
Lost or Stolen Pet
£1,500
£3000
Advertising & Reward
£1,250
£2000
Boarding Fees
£750 Limited to a maximum of £70 per week
£2000

Support Services

Marks and Spencer Premier
PetPlanUK Ultimate Cat
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Marks and Spencer Premier

Total Policies

4438

Dogs

2870

65%

Cats

1568

35%

PetPlanUK Ultimate Cat

Total Policies

534

Dogs

0

0%

Cats

534

100%

Marks and Spencer Premier Distribution

Dogs
Cats

PetPlanUK Ultimate Cat Distribution

Dogs
Cats

Making Your Decision

When comparing Marks and Spencer Premier and PetPlanUK Ultimate Cat, consider how each provider's strengths align with your pet's specific needs. Marks and Spencer Premier's average premium of £581.25compared to PetPlanUK Ultimate Cat's £485.85 should be weighed against the coverage and benefits each provider offers.

Best for Marks and Spencer Premier:

  • More affordable starting premiums
  • Third party liability coverage

Best for PetPlanUK Ultimate Cat:

    Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.