Marks and Spencer vs Marks and Spencer Premier
Compare pet insurance features, coverage, and pricing between Marks and Spencer and Marks and Spencer Premierto find the best protection for your pet.
Starting Premium
£52.97
Marks and Spencer
£85.47
Marks and Spencer Premier
Maximum Cover
£3,000
Marks and Spencer
No limit
Marks and Spencer Premier
Customer Rating
4.2
Marks and Spencer
4.2
Marks and Spencer Premier
Vet Fees Cover
Covered for up to £3,000 per condition with unlimited number of conditions
Marks and Spencer
Covered each year up to no limit per condition with £5,000 yearly limit
Marks and Spencer Premier
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Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered for up to £3,000 per condition with unlimited number of conditions
up to limit per condition/year
Covered each year up to no limit per condition with £5,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Marks and Spencer
Total Policies
6657
Dogs
4305
65%
Cats
2352
35%
Marks and Spencer Premier
Total Policies
4438
Dogs
2870
65%
Cats
1568
35%
Marks and Spencer Distribution
Marks and Spencer Premier Distribution
Making Your Decision
When comparing Marks and Spencer and Marks and Spencer Premier, consider how each provider's strengths align with your pet's specific needs. Marks and Spencer's average premium of £390.42compared to Marks and Spencer Premier's £581.25 should be weighed against the coverage and benefits each provider offers.
Best for Marks and Spencer:
- More affordable starting premiums
- Comprehensive coverage options for your pet type
Best for Marks and Spencer Premier:
- Established market presence and reputation
Important Considerations
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.