Home/Compare/Marks and Spencer vs Petsure Lifetime 5k

Marks and Spencer vs Petsure Lifetime 5k

Compare pet insurance features, coverage, and pricing between Marks and Spencer and Petsure Lifetime 5kto find the best protection for your pet.

Starting Premium

£52.97

Marks and Spencer

£90.27

Petsure Lifetime 5k

Maximum Cover

£3,000

Marks and Spencer

No limit

Petsure Lifetime 5k

Customer Rating

4.2

Marks and Spencer

4.2

Petsure Lifetime 5k

Vet Fees Cover

Covered for up to £3,000 per condition with unlimited number of conditions

Marks and Spencer

Covered each year up to no limit per condition with £5,000 yearly limit

Petsure Lifetime 5k

Available Policy Types

Marks and Spencer
Petsure Lifetime 5k
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Marks and Spencer
Petsure Lifetime 5k
Minimum Premium
£52.97
£90.27
Maximum Premium
£1,880.33
£10,845.51
Average Premium
£390.42
£707.11

Premium Range Comparison

Marks and Spencer
£52.97 - £1,880.33
Petsure Lifetime 5k
£90.27 - £10,845.51£90.27 - £10,845.51

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Marks and Spencer
Petsure Lifetime 5k
Vet Fees Coverage

Covered for up to £3,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £5,000 yearly limit

up to limit per condition/year

Standard Excess
£225
£100
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Marks and Spencer
Petsure Lifetime 5k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Marks and Spencer
Petsure Lifetime 5k
Death by Accident Cover
£600
£5,000
Death by Illness Cover
£600
£5,000
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£600
£5,000
Advertising & Reward
£600
£250
Boarding Fees
£750 Limited to a maximum of £70 per week
£1,500

Support Services

Marks and Spencer
Petsure Lifetime 5k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Marks and Spencer

Total Policies

6657

Dogs

4305

65%

Cats

2352

35%

Petsure Lifetime 5k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Marks and Spencer Distribution

Dogs
Cats

Petsure Lifetime 5k Distribution

Dogs
Cats

Making Your Decision

When comparing Marks and Spencer and Petsure Lifetime 5k, consider how each provider's strengths align with your pet's specific needs. Marks and Spencer's average premium of £390.42compared to Petsure Lifetime 5k's £707.11 should be weighed against the coverage and benefits each provider offers.

Best for Marks and Spencer:

  • More affordable starting premiums
  • Third party liability coverage

Best for Petsure Lifetime 5k:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.