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More Than vs PDSA

Compare pet insurance features, coverage, and pricing between More Than and PDSAto find the best protection for your pet.

Starting Premium

£41.24

More Than

£61.56

PDSA

Maximum Cover

£8,000

More Than

£2,000

PDSA

Customer Rating

4.2

More Than

4.2

PDSA

Vet Fees Cover

Covered for up to £8,000 per condition with unlimited number of conditions

More Than

Covered for up to £2,000 per condition with unlimited number of conditions

PDSA

Available Policy Types

More Than
PDSA
Cover Types
LifetimeMax BenefitTime Limited
LifetimeTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

More Than
PDSA
Minimum Premium
£41.24
£61.56
Maximum Premium
£1,649.50
£2,613.48
Average Premium
£298.46
£301.78

Premium Range Comparison

More Than
£41.24 - £1,649.50
PDSA
£61.56 - £2,613.48£61.56 - £2,613.48

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

More Than
PDSA
Vet Fees Coverage

Covered for up to £8,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £2,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£100
£120
Co-payment
20%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

More Than
PDSA
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

More Than
PDSA
Death by Accident Cover
£500
£500
Death by Illness Cover
£500
£500
Third Party Liability
£3,000,000
£1,000,000
Lost or Stolen Pet
£2,000
£500
Advertising & Reward
£1,000
£1,500
Boarding Fees
£1,000
£1,500

Support Services

More Than
PDSA
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

More Than

Total Policies

17560

Dogs

11336

65%

Cats

6224

35%

PDSA

Total Policies

8537

Dogs

5602

66%

Cats

2935

34%

More Than Distribution

Dogs
Cats

PDSA Distribution

Dogs
Cats

Making Your Decision

When comparing More Than and PDSA, consider how each provider's strengths align with your pet's specific needs. More Than's average premium of £298.46compared to PDSA's £301.78 should be weighed against the coverage and benefits each provider offers.

Best for More Than:

  • More affordable starting premiums
  • Third party liability coverage

Best for PDSA:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.