Napo Balance vs Petsure Lifetime 4k
Compare pet insurance features, coverage, and pricing between Napo Balance and Petsure Lifetime 4kto find the best protection for your pet.
Starting Premium
£124.20
Napo Balance
£83.82
Petsure Lifetime 4k
Maximum Cover
No limit
Napo Balance
No limit
Petsure Lifetime 4k
Customer Rating
4.2
Napo Balance
4.2
Petsure Lifetime 4k
Vet Fees Cover
Covered each year up to no limit per condition with £8,000 yearly limit
Napo Balance
Covered each year up to no limit per condition with £4,000 yearly limit
Petsure Lifetime 4k
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to no limit per condition with £8,000 yearly limit
up to limit per condition/year
Covered each year up to no limit per condition with £4,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Napo Balance
Total Policies
2629
Dogs
1769
67%
Cats
860
33%
Petsure Lifetime 4k
Total Policies
2438
Dogs
1582
65%
Cats
856
35%
Napo Balance Distribution
Petsure Lifetime 4k Distribution
Making Your Decision
When comparing Napo Balance and Petsure Lifetime 4k, consider how each provider's strengths align with your pet's specific needs. Napo Balance's average premium of £675.39compared to Petsure Lifetime 4k's £650.46 should be weighed against the coverage and benefits each provider offers.
Best for Napo Balance:
- Third party liability coverage
Best for Petsure Lifetime 4k:
- More affordable starting premiums
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.