Napo Comfort vs RSPCA Time Limited 3k
Compare pet insurance features, coverage, and pricing between Napo Comfort and RSPCA Time Limited 3kto find the best protection for your pet.
Starting Premium
£108.00
Napo Comfort
£97.56
RSPCA Time Limited 3k
Maximum Cover
No limit
Napo Comfort
£3,000
RSPCA Time Limited 3k
Customer Rating
4.2
Napo Comfort
4.2
RSPCA Time Limited 3k
Vet Fees Cover
Covered each year up to no limit per condition with £4,000 yearly limit
Napo Comfort
Covered for up to £3,000 per condition with unlimited number of conditions
RSPCA Time Limited 3k
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to no limit per condition with £4,000 yearly limit
up to limit per condition/year
Covered for up to £3,000 per condition with unlimited number of conditions
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Napo Comfort
Total Policies
2629
Dogs
1769
67%
Cats
860
33%
RSPCA Time Limited 3k
Total Policies
1729
Dogs
1145
66%
Cats
584
34%
Napo Comfort Distribution
RSPCA Time Limited 3k Distribution
Making Your Decision
When comparing Napo Comfort and RSPCA Time Limited 3k, consider how each provider's strengths align with your pet's specific needs. Napo Comfort's average premium of £475.82compared to RSPCA Time Limited 3k's £223.96 should be weighed against the coverage and benefits each provider offers.
Best for Napo Comfort:
- Third party liability coverage
Best for RSPCA Time Limited 3k:
- More affordable starting premiums
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.