Home/Compare/PDSA vs Petsure Lifetime 4k 20

PDSA vs Petsure Lifetime 4k 20

Compare pet insurance features, coverage, and pricing between PDSA and Petsure Lifetime 4k 20to find the best protection for your pet.

Starting Premium

£61.56

PDSA

£75.68

Petsure Lifetime 4k 20

Maximum Cover

£2,000

PDSA

No limit

Petsure Lifetime 4k 20

Customer Rating

4.2

PDSA

4.2

Petsure Lifetime 4k 20

Vet Fees Cover

Covered for up to £2,000 per condition with unlimited number of conditions

PDSA

Covered each year up to no limit per condition with £4,000 yearly limit

Petsure Lifetime 4k 20

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Available Policy Types

PDSA
Petsure Lifetime 4k 20
Cover Types
LifetimeTime Limited
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

PDSA
Petsure Lifetime 4k 20
Minimum Premium
£61.56
£75.68
Maximum Premium
£2,613.48
£8,310.06
Average Premium
£301.78
£562.02

Premium Range Comparison

PDSA
£61.56 - £2,613.48
Petsure Lifetime 4k 20
£75.68 - £8,310.06

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

PDSA
Petsure Lifetime 4k 20
Vet Fees Coverage

Covered for up to £2,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered each year up to no limit per condition with £4,000 yearly limit

up to limit per condition/year

Standard Excess
£120
£100
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

PDSA
Petsure Lifetime 4k 20
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

PDSA
Petsure Lifetime 4k 20
Death by Accident Cover
£500
£5,000
Death by Illness Cover
£500
£5,000
Third Party Liability
£1,000,000
£2,000,000
Lost or Stolen Pet
£500
£5,000
Advertising & Reward
£1,500
£250
Boarding Fees
£1,500
£1,500
Travel Coverage

Support Services

PDSA
Petsure Lifetime 4k 20
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

PDSA

Total Policies

8537

Dogs

5602

66%

Cats

2935

34%

Petsure Lifetime 4k 20

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

PDSA Distribution

Dogs
Cats

Petsure Lifetime 4k 20 Distribution

Dogs
Cats

Making Your Decision

When comparing PDSA and Petsure Lifetime 4k 20, consider how each provider's strengths align with your pet's specific needs. PDSA's average premium of £301.78compared to Petsure Lifetime 4k 20's £562.02 should be weighed against the coverage and benefits each provider offers.

Best for PDSA:

  • More affordable starting premiums
  • Comprehensive coverage options for your pet type

Best for Petsure Lifetime 4k 20:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.