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PDSA vs Sainsburys

Compare pet insurance features, coverage, and pricing between PDSA and Sainsburysto find the best protection for your pet.

Starting Premium

£61.56

PDSA

£81.24

Sainsburys

Maximum Cover

£2,000

PDSA

£6,000

Sainsburys

Customer Rating

4.2

PDSA

4.2

Sainsburys

Vet Fees Cover

Covered for up to £2,000 per condition with unlimited number of conditions

PDSA

Covered for up to £6,000 per condition with unlimited number of conditions

Sainsburys

Available Policy Types

PDSA
Sainsburys
Cover Types
LifetimeTime Limited
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

PDSA
Sainsburys
Minimum Premium
£61.56
£81.24
Maximum Premium
£2,613.48
£3,263.28
Average Premium
£301.78
£336.98

Premium Range Comparison

PDSA
£61.56 - £2,613.48
Sainsburys
£81.24 - £3,263.28£81.24 - £3,263.28

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

PDSA
Sainsburys
Vet Fees Coverage

Covered for up to £2,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £6,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£120
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

PDSA
Sainsburys
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

PDSA
Sainsburys
Death by Accident Cover
£500
£1,500
Death by Illness Cover
£500
£1,500
Third Party Liability
£1,000,000
£2,000,000
Lost or Stolen Pet
£500
£1,500
Advertising & Reward
£1,500
£1,500
Boarding Fees
£1,500
£1,500

Support Services

PDSA
Sainsburys
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

PDSA

Total Policies

8537

Dogs

5602

66%

Cats

2935

34%

Sainsburys

Total Policies

10380

Dogs

6876

66%

Cats

3504

34%

PDSA Distribution

Dogs
Cats

Sainsburys Distribution

Dogs
Cats

Making Your Decision

When comparing PDSA and Sainsburys, consider how each provider's strengths align with your pet's specific needs. PDSA's average premium of £301.78compared to Sainsburys's £336.98 should be weighed against the coverage and benefits each provider offers.

Best for PDSA:

  • More affordable starting premiums
  • Third party liability coverage

Best for Sainsburys:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.