Home/Compare/PetPlanUK Ultimate Dog vs RSPCA Lifetime 1k

PetPlanUK Ultimate Dog vs RSPCA Lifetime 1k

Compare pet insurance features, coverage, and pricing between PetPlanUK Ultimate Dog and RSPCA Lifetime 1kto find the best protection for your pet.

Starting Premium

£390.00

PetPlanUK Ultimate Dog

£86.16

RSPCA Lifetime 1k

Maximum Cover

£12000

PetPlanUK Ultimate Dog

No limit

RSPCA Lifetime 1k

Customer Rating

4.2

PetPlanUK Ultimate Dog

4.2

RSPCA Lifetime 1k

Vet Fees Cover

PetPlanUK Ultimate Dog

Covered each year up to no limit per condition with £1,000 yearly limit

RSPCA Lifetime 1k

Available Policy Types

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
Minimum Premium
£390.00
£86.16
Maximum Premium
£5,903.64
£918.48
Average Premium
£1,223.44
£172.23

Premium Range Comparison

PetPlanUK Ultimate Dog
£390.00 - £5,903.64
RSPCA Lifetime 1k
£86.16 - £918.48£86.16 - £918.48

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
Vet Fees Coverage

up to limit per condition/year

Covered each year up to no limit per condition with £1,000 yearly limit

up to limit per condition/year

Standard Excess
£95
£140
Co-payment
0%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
Death by Accident Cover
£3000
£750
Death by Illness Cover
£3000
£750
Third Party Liability
£2000000
£2,000,000
Lost or Stolen Pet
£3000
£750
Advertising & Reward
£2000
£750
Boarding Fees
£2000
£750

Support Services

PetPlanUK Ultimate Dog
RSPCA Lifetime 1k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

PetPlanUK Ultimate Dog

Total Policies

925

Dogs

925

100%

Cats

0

0%

RSPCA Lifetime 1k

Total Policies

1730

Dogs

1145

66%

Cats

585

34%

PetPlanUK Ultimate Dog Distribution

Dogs
Cats

RSPCA Lifetime 1k Distribution

Dogs
Cats

Making Your Decision

When comparing PetPlanUK Ultimate Dog and RSPCA Lifetime 1k, consider how each provider's strengths align with your pet's specific needs. PetPlanUK Ultimate Dog's average premium of £1,223.44compared to RSPCA Lifetime 1k's £172.23 should be weighed against the coverage and benefits each provider offers.

Best for PetPlanUK Ultimate Dog:

  • Third party liability coverage

Best for RSPCA Lifetime 1k:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.