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Petsure Lifetime 12k vs Tesco

Compare pet insurance features, coverage, and pricing between Petsure Lifetime 12k and Tescoto find the best protection for your pet.

Starting Premium

£116.55

Petsure Lifetime 12k

£40.34

Tesco

Maximum Cover

No limit

Petsure Lifetime 12k

£7,500

Tesco

Customer Rating

4.2

Petsure Lifetime 12k

4.2

Tesco

Vet Fees Cover

Covered each year up to no limit per condition with £12,000 yearly limit

Petsure Lifetime 12k

Covered for up to £7,500 per condition with unlimited number of conditions

Tesco

Available Policy Types

Petsure Lifetime 12k
Tesco
Cover Types
Lifetime
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Petsure Lifetime 12k
Tesco
Minimum Premium
£116.55
£40.34
Maximum Premium
£15,704.35
£1,712.75
Average Premium
£998.19
£337.65

Premium Range Comparison

Petsure Lifetime 12k
£116.55 - £15,704.35
Tesco
£40.34 - £1,712.75£40.34 - £1,712.75

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Petsure Lifetime 12k
Tesco
Vet Fees Coverage

Covered each year up to no limit per condition with £12,000 yearly limit

up to limit per condition/year

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£100
£120
Co-payment
N/A
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Petsure Lifetime 12k
Tesco
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Petsure Lifetime 12k
Tesco
Death by Accident Cover
£5,000
£1,500
Death by Illness Cover
£5,000
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£5,000
£1,500
Advertising & Reward
£250
£1,000
Boarding Fees
£1,500
£1,000

Support Services

Petsure Lifetime 12k
Tesco
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Petsure Lifetime 12k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

Tesco

Total Policies

15407

Dogs

9905

64%

Cats

5502

36%

Petsure Lifetime 12k Distribution

Dogs
Cats

Tesco Distribution

Dogs
Cats

Making Your Decision

When comparing Petsure Lifetime 12k and Tesco, consider how each provider's strengths align with your pet's specific needs. Petsure Lifetime 12k's average premium of £998.19compared to Tesco's £337.65 should be weighed against the coverage and benefits each provider offers.

Best for Petsure Lifetime 12k:

  • Third party liability coverage

Best for Tesco:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.