Home/Compare/Petsure Lifetime 1k vs RSPCA Lifetime 1k

Petsure Lifetime 1k vs RSPCA Lifetime 1k

Compare pet insurance features, coverage, and pricing between Petsure Lifetime 1k and RSPCA Lifetime 1kto find the best protection for your pet.

Starting Premium

£60.40

Petsure Lifetime 1k

£86.16

RSPCA Lifetime 1k

Maximum Cover

No limit

Petsure Lifetime 1k

No limit

RSPCA Lifetime 1k

Customer Rating

4.2

Petsure Lifetime 1k

4.2

RSPCA Lifetime 1k

Vet Fees Cover

Covered each year up to no limit per condition with £1,000 yearly limit

Petsure Lifetime 1k

Covered each year up to no limit per condition with £1,000 yearly limit

RSPCA Lifetime 1k

Available Policy Types

Petsure Lifetime 1k
RSPCA Lifetime 1k
Cover Types
Lifetime
Lifetime

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Petsure Lifetime 1k
RSPCA Lifetime 1k
Minimum Premium
£60.40
£86.16
Maximum Premium
£6,756.98
£918.48
Average Premium
£447.07
£172.23

Premium Range Comparison

Petsure Lifetime 1k
£60.40 - £6,756.98
RSPCA Lifetime 1k
£86.16 - £918.48£86.16 - £918.48

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Petsure Lifetime 1k
RSPCA Lifetime 1k
Vet Fees Coverage

Covered each year up to no limit per condition with £1,000 yearly limit

up to limit per condition/year

Covered each year up to no limit per condition with £1,000 yearly limit

up to limit per condition/year

Standard Excess
£100
£140
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Petsure Lifetime 1k
RSPCA Lifetime 1k
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Petsure Lifetime 1k
RSPCA Lifetime 1k
Death by Accident Cover
£5,000
£750
Death by Illness Cover
£5,000
£750
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£5,000
£750
Advertising & Reward
£250
£750
Boarding Fees
£1,500
£750

Support Services

Petsure Lifetime 1k
RSPCA Lifetime 1k
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Petsure Lifetime 1k

Total Policies

2438

Dogs

1582

65%

Cats

856

35%

RSPCA Lifetime 1k

Total Policies

1730

Dogs

1145

66%

Cats

585

34%

Petsure Lifetime 1k Distribution

Dogs
Cats

RSPCA Lifetime 1k Distribution

Dogs
Cats

Making Your Decision

When comparing Petsure Lifetime 1k and RSPCA Lifetime 1k, consider how each provider's strengths align with your pet's specific needs. Petsure Lifetime 1k's average premium of £447.07compared to RSPCA Lifetime 1k's £172.23 should be weighed against the coverage and benefits each provider offers.

Best for Petsure Lifetime 1k:

  • More affordable starting premiums
  • Third party liability coverage

Best for RSPCA Lifetime 1k:

  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.