RSPCA Lifetime 4k vs RSPCA Lifetime 7k
Compare pet insurance features, coverage, and pricing between RSPCA Lifetime 4k and RSPCA Lifetime 7kto find the best protection for your pet.
Starting Premium
£119.16
RSPCA Lifetime 4k
£138.00
RSPCA Lifetime 7k
Maximum Cover
No limit
RSPCA Lifetime 4k
No limit
RSPCA Lifetime 7k
Customer Rating
4.2
RSPCA Lifetime 4k
4.2
RSPCA Lifetime 7k
Vet Fees Cover
Covered each year up to no limit per condition with £4,000 yearly limit
RSPCA Lifetime 4k
Covered each year up to no limit per condition with £7,000 yearly limit
RSPCA Lifetime 7k
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to no limit per condition with £4,000 yearly limit
up to limit per condition/year
Covered each year up to no limit per condition with £7,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
RSPCA Lifetime 4k
Total Policies
1730
Dogs
1145
66%
Cats
585
34%
RSPCA Lifetime 7k
Total Policies
1730
Dogs
1145
66%
Cats
585
34%
RSPCA Lifetime 4k Distribution
RSPCA Lifetime 7k Distribution
Making Your Decision
When comparing RSPCA Lifetime 4k and RSPCA Lifetime 7k, consider how each provider's strengths align with your pet's specific needs. RSPCA Lifetime 4k's average premium of £329.24compared to RSPCA Lifetime 7k's £413.84 should be weighed against the coverage and benefits each provider offers.
Best for RSPCA Lifetime 4k:
- More affordable starting premiums
- Third party liability coverage
Best for RSPCA Lifetime 7k:
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.