Scratch and Patch vs Waggel
Compare pet insurance features, coverage, and pricing between Scratch and Patch and Waggelto find the best protection for your pet.
Starting Premium
£63.34
Scratch and Patch
£53.76
Waggel
Maximum Cover
£4,000
Scratch and Patch
No limit
Waggel
Customer Rating
4.2
Scratch and Patch
4.2
Waggel
Vet Fees Cover
Covered for up to £4,000 per condition with unlimited number of conditions
Scratch and Patch
Covered each year up to no limit per condition with £8,000 yearly limit
Waggel
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered for up to £4,000 per condition with unlimited number of conditions
up to limit per condition/year
Covered each year up to no limit per condition with £8,000 yearly limit
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Scratch and Patch
Total Policies
13145
Dogs
8845
67%
Cats
4300
33%
Waggel
Total Policies
27072
Dogs
18792
69%
Cats
8280
31%
Scratch and Patch Distribution
Waggel Distribution
Making Your Decision
When comparing Scratch and Patch and Waggel, consider how each provider's strengths align with your pet's specific needs. Scratch and Patch's average premium of £442.48compared to Waggel's £556.09 should be weighed against the coverage and benefits each provider offers.
Best for Scratch and Patch:
- Third party liability coverage
Best for Waggel:
- More affordable starting premiums
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.