Spot On Lifetime vs TIE
Compare pet insurance features, coverage, and pricing between Spot On Lifetime and TIEto find the best protection for your pet.
Starting Premium
£67.20
Spot On Lifetime
£38.65
TIE
Maximum Cover
£4,000
Spot On Lifetime
£6,500
TIE
Customer Rating
4.2
Spot On Lifetime
4.2
TIE
Vet Fees Cover
Covered each year up to £4,000 per condition with unlimited number of conditions
Spot On Lifetime
Covered for up to £6,000 per condition with unlimited number of conditions
TIE
Available Policy Types
About Policy Types
Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.
Premium Analysis
Premium Range Comparison
Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.
Policy Coverage & Exclusions
Covered each year up to £4,000 per condition with unlimited number of conditions
up to limit per condition/year
Covered for up to £6,000 per condition with unlimited number of conditions
up to limit per condition/year
Important Coverage Notes
Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.
Claims Process
Additional Benefits
Support Services
Customer Base Analysis
Spot On Lifetime
Total Policies
10420
Dogs
6972
67%
Cats
3448
33%
TIE
Total Policies
26181
Dogs
17860
68%
Cats
8321
32%
Spot On Lifetime Distribution
TIE Distribution
Making Your Decision
When comparing Spot On Lifetime and TIE, consider how each provider's strengths align with your pet's specific needs. Spot On Lifetime's average premium of £338.16compared to TIE's £257.99 should be weighed against the coverage and benefits each provider offers.
Best for Spot On Lifetime:
- Third party liability coverage
Best for TIE:
- More affordable starting premiums
- Third party liability coverage
Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.