Agria Lifetime Pet Insurance
Agria Lifetime offers specialized pet insurance with over 130 years of experience, providing comprehensive lifetime coverage for dogs, cats, and rabbits. Their policies include some of the highest veterinary fee limits in the UK, reaching up to £12,500 annually per condition. Distinguished by their inclusive coverage, Agria includes dental illness treatment, complementary therapies, and behavioral treatments as standard features, ensuring complete pet healthcare protection.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to no limit per condition with £6,500 yearly limit
Claim Limit
No limit
Vet Fees Excess
You'll pay both £95 per condition per year & 20% of the remaining claim
Additional Benefits
- Death by Accident Cover: FALSE
- Third Party Liability: £3,000,000
- Boarding Fees: FALSE
- Lost or Stolen Cover: FALSE
Support Services
- UK-Based Call Centers
- Vet Advice Helpline
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £99.94
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to no limit per condition with £6,500 yearly limit
Excess
You'll pay both £95 per condition per year & 20% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£86.02
Maximum
£2930.73
Average
£438.88
Cover Types
- Lifetime
Coverage Distribution
Dogs
68.7%
Cats
31.3%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to no limit per condition with £6,500 yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | FALSE | Payment if your pet dies due to an accident |
| Death by Illness | FALSE | Payment if your pet dies due to illness |
| Third Party Liability | £3,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | FALSE | Coverage if your pet is lost or stolen |
| Advertising & Reward | £1,500 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | FALSE | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£95 - This is the amount you pay towards each new condition claimed for.
Co-Payment
20% - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How does your lifetime coverage work?
Our lifetime coverage renews annually, providing fresh cover limits each year for ongoing conditions with no time restrictions.
What makes your dental coverage unique?
We cover both dental accidents and illnesses, including periodontal disease, extractions, and root canals, subject to regular check-ups.
Do you cover older pets?
We accept pets of any age for renewal, and new policies for older pets are considered individually.
How does direct vet payment work?
We can pay most vets directly, reducing out-of-pocket expenses. Simply provide your policy details to your vet.
Next Steps with Agria Lifetime
How to Get Coverage
- Visit Agria Lifetime's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Agria Lifetime directly for the most accurate and up-to-date quotes for your specific situation.