Animal Friends Pet Insurance
Animal Friends combines pet protection with charitable giving, offering comprehensive insurance while supporting global animal welfare causes. Their policies range from Accident Only to Premium Lifetime Plus, with coverage up to £15,000 for veterinary fees. Each policy includes unlimited video vet consultations and contributes to animal welfare initiatives worldwide, having donated over £8 million to date.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to £6,000 per condition with unlimited number of conditions
Claim Limit
£6,000
Vet Fees Excess
You'll pay £99 per condition per year
Additional Benefits
- Death by Accident Cover: £750
- Third Party Liability: £2,000,000
- Boarding Fees: £750
- Lost or Stolen Cover: £750
Support Services
- UK-Based Call Centers
- 24/7 Claims Service
- Vet Advice Helpline
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £99.88
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to £6,000 per condition with unlimited number of conditions
Excess
You'll pay £99 per condition per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Max Benefit Cover
Vet Fees
Up to Covered each year up to £6,000 per condition with unlimited number of conditions
Excess
You'll pay £99 per condition per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Time Limited Cover
Vet Fees
Up to Covered each year up to £6,000 per condition with unlimited number of conditions
Excess
You'll pay £99 per condition per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£50.16
Maximum
£3497.64
Average
£408.90
Cover Types
- Lifetime
- Max Benefit
- Time Limited
Coverage Distribution
Dogs
67.3%
Cats
32.7%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to £6,000 per condition with unlimited number of conditions | Maximum amount claimable for veterinary treatment |
| Death by Accident | £750 | Payment if your pet dies due to an accident |
| Death by Illness | £750 | Payment if your pet dies due to illness |
| Third Party Liability | £2,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £750 | Coverage if your pet is lost or stolen |
| Advertising & Reward | £200 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | £750 | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£99 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How do your charitable donations work?
We donate £4 from every new policy and £2 from renewals to over 500 animal welfare charities worldwide.
What does the video vet service include?
Access qualified UK vets 24/7 for unlimited video consultations, advice, and prescriptions when appropriate.
What payment options are available?
Choose monthly instalments or annual payments, with multi-pet discounts available up to 15%.
How quickly are claims processed?
Online claims are typically processed within 48 hours, with direct vet payment available.
Next Steps with Animal Friends
How to Get Coverage
- Visit Animal Friends's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Animal Friends directly for the most accurate and up-to-date quotes for your specific situation.