Bought By Many Pet Insurance
Bought By Many revolutionizes pet insurance with their innovative digital-first approach and unique policy features. Their coverage includes pre-existing conditions options and comprehensive policies with up to £15,000 annual veterinary fee coverage. Distinguished by their MoneyBack option and fixed-for-life premiums, they offer cutting-edge features like video vet consultations and digital claims processing.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to no limit per condition with £7,000 yearly limit
Claim Limit
No limit
Vet Fees Excess
You'll pay £160 per year
Additional Benefits
- Death by Accident Cover: £6,000
- Third Party Liability: £2,000,000
- Boarding Fees: £2,000
- Lost or Stolen Cover: £6,000
Support Services
- UK-Based Call Centers
- Vet Advice Helpline
- Bereavement Counselling
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £99.95
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to no limit per condition with £7,000 yearly limit
Excess
You'll pay £160 per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£50.88
Maximum
£4238.63
Average
£398.93
Cover Types
- Lifetime
Coverage Distribution
Dogs
68.0%
Cats
32.0%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to no limit per condition with £7,000 yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | £6,000 | Payment if your pet dies due to an accident |
| Death by Illness | £6,000 | Payment if your pet dies due to illness |
| Third Party Liability | £2,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £6,000 | Coverage if your pet is lost or stolen |
| Advertising & Reward | £6,000 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | £2,000 | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£160 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How does fixed-for-life pricing work?
Premium stays the same each year unless you claim, providing long-term cost certainty.
What pre-existing conditions are covered?
Select policies cover historical conditions after 24 months symptom-free, with some immediate coverage options.
How does MoneyBack work?
Receive 20% of your premium back each year you don't claim, rewarding careful pet ownership.
What digital features are included?
Access 24/7 video vet consultations and digital claims processing through our award-winning app.
Next Steps with Bought By Many
How to Get Coverage
- Visit Bought By Many's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Bought By Many directly for the most accurate and up-to-date quotes for your specific situation.