Co Op Insurance Time Limited Pet Insurance
Co-op Insurance Time Limited policies offer practical pet protection with coverage for 12 months from the first treatment date. Their straightforward approach includes veterinary fees up to £3,000 per condition, making it ideal for budget-conscious pet owners seeking essential coverage. Co-op members benefit from exclusive discounts and earn membership rewards on premiums.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered for up to no limit per condition with £5,000 yearly limit
Claim Limit
No limit
Vet Fees Excess
You'll pay £200 per condition per year
Additional Benefits
- Death by Accident Cover: £1,500
- Third Party Liability: £1,000,000
- Boarding Fees: £1,000
- Lost or Stolen Cover: £1,000
Support Services
- UK-Based Call Centers
- 24/7 Claims Service
- Vet Advice Helpline
- Bereavement Counselling
- Legal Advice Service
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £99.86
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Time Limited CoverMost Popular
Vet Fees
Up to Covered for up to no limit per condition with £5,000 yearly limit
Excess
You'll pay £200 per condition per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£50.64
Maximum
£4392.12
Average
£388.40
Cover Types
- Time Limited
Coverage Distribution
Dogs
63.6%
Cats
36.4%
Comprehensive Policy Details
Coverage Feature | Benefit | Details |
---|---|---|
Vet Fees | Covered for up to no limit per condition with £5,000 yearly limit | Maximum amount claimable for veterinary treatment |
Death by Accident | £1,500 | Payment if your pet dies due to an accident |
Death by Illness | £1,500 | Payment if your pet dies due to illness |
Third Party Liability | £1,000,000 | Coverage for damage or injury caused by your pet to others |
Lost or Stolen | £1,000 | Coverage if your pet is lost or stolen |
Advertising & Reward | £1,000 | Costs for advertising and reward if your pet is lost |
Boarding Fees | £1,000 | Kennel/cattery fees if you're hospitalized |
Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£200 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How does time-limited coverage work?
Each condition is covered for 12 months from first treatment, with no limits on number of conditions.
What are the member benefits?
Co-op members earn rewards on premiums and access exclusive insurance discounts.
Can I upgrade to lifetime cover?
Yes, upgrade to lifetime coverage at renewal without losing existing condition coverage.
What happens after 12 months?
After 12 months, the condition becomes pre-existing but new conditions remain covered.
Next Steps with Co Op Insurance Time Limited
How to Get Coverage
- Visit Co Op Insurance Time Limited's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Co Op Insurance Time Limited directly for the most accurate and up-to-date quotes for your specific situation.