Cover My Pet Insurance
Cover My Pet Insurance combines flexible coverage options with digital convenience, offering both time-limited and lifetime policies with up to £7,000 annual veterinary fee coverage. Their user-friendly approach includes online policy management, digital claims processing, and 24/7 vet helpline access. Policies can be customized with optional extras like dental illness coverage and alternative therapies.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to no limit per condition with £5,000 yearly limit
Claim Limit
No limit
Vet Fees Excess
You'll pay both £50 per condition & 15% of the remaining claim
Additional Benefits
- Death by Accident Cover: £750
- Third Party Liability: £2,000,000
- Boarding Fees: FALSE
- Lost or Stolen Cover: £750
Support Services
- UK-Based Call Centers
- Vet Advice Helpline
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £992.14
Number of instalments: 11
Initial deposit required: 992.15
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to no limit per condition with £5,000 yearly limit
Excess
You'll pay both £50 per condition & 15% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Max Benefit Cover
Vet Fees
Up to Covered each year up to no limit per condition with £5,000 yearly limit
Excess
You'll pay both £50 per condition & 15% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Time Limited Cover
Vet Fees
Up to Covered each year up to no limit per condition with £5,000 yearly limit
Excess
You'll pay both £50 per condition & 15% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£70.97
Maximum
£17941.76
Average
£806.03
Cover Types
- Lifetime
- Max Benefit
- Time Limited
Coverage Distribution
Dogs
71.9%
Cats
28.1%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to no limit per condition with £5,000 yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | £750 | Payment if your pet dies due to an accident |
| Death by Illness | £750 | Payment if your pet dies due to illness |
| Third Party Liability | £2,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £750 | Coverage if your pet is lost or stolen |
| Advertising & Reward | FALSE | Costs for advertising and reward if your pet is lost |
| Boarding Fees | FALSE | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£50 - This is the amount you pay towards each new condition claimed for.
Co-Payment
15% - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How do I customize my policy?
Choose your core coverage level and add optional benefits to create your perfect policy.
How does digital claiming work?
Submit claims through our online portal or app, with most processed within 48 hours.
What optional extras exist?
Add dental illness, alternative therapies, overseas cover, and enhanced accident protection.
How quick are claim payments?
Direct vet payments available, or claims typically paid within 5 working days.
Next Steps with Cover My
How to Get Coverage
- Visit Cover My's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Cover My directly for the most accurate and up-to-date quotes for your specific situation.