Frank Lifetime 1000 Pet Insurance
Frank Lifetime 1000 offers essential lifetime coverage with a straightforward £1,000 annual veterinary fee limit. This entry-level lifetime policy provides continuous protection for accidents and illnesses, with the full benefit limit refreshing at renewal. Their no-frills approach focuses on essential coverage while keeping premiums affordable, ideal for budget-conscious pet owners seeking lifetime protection.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to £1,000 per condition with unlimited number of conditions
Claim Limit
£1,000
Vet Fees Excess
You'll pay £99 per condition per year
Additional Benefits
- Death by Accident Cover: £1,000
- Third Party Liability: £2,000,000
- Boarding Fees: FALSE
- Lost or Stolen Cover: £1,000
Support Services
- UK-Based Call Centers
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £91.95
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to £1,000 per condition with unlimited number of conditions
Excess
You'll pay £99 per condition per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£67.2
Maximum
£1103.4
Average
£183.99
Cover Types
- Lifetime
Coverage Distribution
Dogs
66.9%
Cats
33.1%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to £1,000 per condition with unlimited number of conditions | Maximum amount claimable for veterinary treatment |
| Death by Accident | £1,000 | Payment if your pet dies due to an accident |
| Death by Illness | £1,000 | Payment if your pet dies due to illness |
| Third Party Liability | £2,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £1,000 | Coverage if your pet is lost or stolen |
| Advertising & Reward | £200 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | FALSE | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£99 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How does the annual limit work?
£1,000 limit refreshes annually at renewal, covering multiple conditions within this limit.
What's included in basic cover?
Includes vet fees, medications, and emergency care for accidents and illnesses.
Can I increase cover later?
Yes, upgrade to higher cover levels at renewal without losing existing benefits.
How are claims handled?
Submit claims online or by email, typically processed within 5 working days.
Next Steps with Frank Lifetime 1000
How to Get Coverage
- Visit Frank Lifetime 1000's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Frank Lifetime 1000 directly for the most accurate and up-to-date quotes for your specific situation.