Healthy Pets Pet Insurance
Healthy Pets focuses on straightforward, affordable pet insurance with options for both cats and dogs. Their clear pricing structure and no-frills approach makes pet insurance accessible to all budgets. Offering both time-limited and lifetime policies with coverage up to £6,000 annually, they specialize in essential protection without unnecessary extras, allowing pet owners to choose and pay for only the coverage they need.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered for up to £1,000 for each accident with no yearly limit
Claim Limit
£1,000
Vet Fees Excess
You'll pay £125 per accident per year
Additional Benefits
- Death by Accident Cover: FALSE
- Third Party Liability: £1,000,000
- Boarding Fees: FALSE
- Lost or Stolen Cover: FALSE
Support Services
- UK-Based Call Centers
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £9.91
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Accident Only CoverMost Popular
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £125 per accident per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Lifetime Cover
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £125 per accident per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Max Benefit Cover
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £125 per accident per year
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£50.41
Maximum
£894.21
Average
£122.45
Cover Types
- Accident Only
- Lifetime
- Max Benefit
Coverage Distribution
Dogs
65.7%
Cats
34.3%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered for up to £1,000 for each accident with no yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | FALSE | Payment if your pet dies due to an accident |
| Death by Illness | FALSE | Payment if your pet dies due to illness |
| Third Party Liability | £1,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | FALSE | Coverage if your pet is lost or stolen |
| Advertising & Reward | FALSE | Costs for advertising and reward if your pet is lost |
| Boarding Fees | FALSE | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£125 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How do your policies differ?
Choose between time-limited policies for short-term conditions or lifetime coverage for ongoing protection.
What makes your pricing competitive?
Our online-only model reduces overhead costs, passing savings directly to customers.
How do online discounts work?
Get up to 20% discount for online policy purchases and management.
What excess options exist?
Select from £75-£150 excess options, with voluntary co-payment to reduce premiums.
Next Steps with Healthy Pets
How to Get Coverage
- Visit Healthy Pets's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Healthy Pets directly for the most accurate and up-to-date quotes for your specific situation.