John Lewis Pet Insurance

John Lewis Pet Insurance reflects their reputation for quality and service, offering Essential, Plus, and Premier coverage levels with veterinary fee limits up to £12,000 annually. Their policies include comprehensive features like dental coverage, behavioral treatments, and complementary therapies as standard. Distinguished by their Partnership Card benefits and price matching promise, John Lewis provides reliable coverage backed by their trusted retail heritage.

Coverage Benefits

Vet Fee Coverage

Maximum Vet Fees

Covered each year up to no limit per condition with £9,000 yearly limit

Claim Limit

No limit

Vet Fees Excess

You'll pay both £100 per condition per year & 20% of the remaining claim

Additional Benefits

  • Death by Accident Cover: £1,500
  • Third Party Liability: £2,000,000
  • Boarding Fees: £1,500
  • Lost or Stolen Cover: £1,500

Support Services

  • UK-Based Call Centers
  • Vet Advice Helpline
  • Bereavement Counselling
  • Legal Advice Service

Premium & Cost Breakdown

Annual Premiums

Minimum Premium:£40.74
Average Premium:£558.45
Maximum Premium:£12319.18

Monthly Payment Option

Average monthly payment: £99.96

Number of instalments: 12

Initial deposit required: 0

Premium Distribution

Premium Range
£40.74 - £12319.18

Distribution based on policy data analysis

What Affects Your Premium

  • Pet's age, breed, and species
  • Coverage level selected (Basic, Standard, or Premium)
  • Your location and local vet costs
  • Previous claims history

Coverage Highlights

Lifetime CoverMost Popular

Vet Fees

Up to Covered each year up to no limit per condition with £9,000 yearly limit

Excess

You'll pay both £100 per condition per year & 20% of the remaining claim

Key Benefits

  • Dental coverage included
  • Prescription medication covered
  • Complementary treatments

Policy Coverage and Benefits

Premium Range

Minimum

£40.74

Maximum

£12319.18

Average

£558.45

Cover Types

  • Lifetime

Coverage Distribution

Dogs

65.9%

Cats

34.1%

Comprehensive Policy Details

Coverage FeatureBenefitDetails
Vet FeesCovered each year up to no limit per condition with £9,000 yearly limitMaximum amount claimable for veterinary treatment
Death by Accident£1,500Payment if your pet dies due to an accident
Death by Illness£1,500Payment if your pet dies due to illness
Third Party Liability£2,000,000Coverage for damage or injury caused by your pet to others
Lost or Stolen£1,500Coverage if your pet is lost or stolen
Advertising & Reward£300Costs for advertising and reward if your pet is lost
Boarding Fees£1,500Kennel/cattery fees if you're hospitalized
Travel CoverageIncludedTravel-related coverage including quarantine costs

Fees & Charges

Policy Fees

Set Up Fee:0
Renewal Fee:0
Cancellation Fee:0
Adjustment Fee:0
Duplicate Documents Fee:0

Excess Information

Standard Excess

£100 - This is the amount you pay towards each new condition claimed for.

Co-Payment

20% - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.

Example Claim Calculation

Total vet bill:£800
Fixed excess:-£100
Remaining amount:£700
Co-payment (20%):-£140
Insurer pays:£560
You pay:£240

Frequently Asked Questions

How does price matching work?

We'll match any like-for-like quote from other providers, ensuring competitive pricing without compromising coverage.

What's included in dental coverage?

Dental coverage includes accidents and illnesses, including periodontal disease treatment when maintaining regular check-ups.

Can I use any vet?

Use any UK licensed vet, with direct payment available at most practices.

What are the Partnership benefits?

Earn Partnership points on premiums, with additional discounts for Partnership Card holders.

Next Steps with John Lewis

How to Get Coverage

  • Visit John Lewis's website directly
  • Takes about 5-10 minutes to complete
  • Have your pet's details ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your pet's age and breed
  • Your location and coverage needs
  • Current market conditions and provider pricing

Please contact John Lewis directly for the most accurate and up-to-date quotes for your specific situation.