Napo Serenity Pet Insurance

Napo Serenity provides premium pet protection with enhanced digital services and comprehensive wellness support. Their advanced platform offers unlimited video vet consultations, personalized health plans, and preventative care guidance. Includes priority claims processing and holistic pet healthcare management.

Coverage Benefits

Vet Fee Coverage

Maximum Vet Fees

Covered each year up to no limit per condition with £16,000 yearly limit

Claim Limit

No limit

Vet Fees Excess

You'll pay £99 per condition per year

Additional Benefits

  • Death by Accident Cover: £4,000
  • Third Party Liability: £2,500,000
  • Boarding Fees: £2,000
  • Lost or Stolen Cover: £4,000

Support Services

  • UK-Based Call Centers
  • 24/7 Claims Service
  • Vet Advice Helpline

Premium & Cost Breakdown

Annual Premiums

Minimum Premium:£153.6
Average Premium:£987.20
Maximum Premium:£15231.96

Monthly Payment Option

Average monthly payment: £99.89

Number of instalments: 12

Initial deposit required: 0

Premium Distribution

Premium Range
£153.6 - £15231.96

Distribution based on policy data analysis

What Affects Your Premium

  • Pet's age, breed, and species
  • Coverage level selected (Basic, Standard, or Premium)
  • Your location and local vet costs
  • Previous claims history

Coverage Highlights

Lifetime CoverMost Popular

Vet Fees

Up to Covered each year up to no limit per condition with £16,000 yearly limit

Excess

You'll pay £99 per condition per year

Key Benefits

  • Dental coverage included
  • Prescription medication covered
  • Complementary treatments

Policy Coverage and Benefits

Premium Range

Minimum

£153.6

Maximum

£15231.96

Average

£987.20

Cover Types

  • Lifetime

Coverage Distribution

Dogs

67.3%

Cats

32.7%

Comprehensive Policy Details

Coverage FeatureBenefitDetails
Vet FeesCovered each year up to no limit per condition with £16,000 yearly limitMaximum amount claimable for veterinary treatment
Death by Accident£4,000Payment if your pet dies due to an accident
Death by Illness£4,000Payment if your pet dies due to illness
Third Party Liability£2,500,000Coverage for damage or injury caused by your pet to others
Lost or Stolen£4,000Coverage if your pet is lost or stolen
Advertising & Reward£4,000Costs for advertising and reward if your pet is lost
Boarding Fees£2,000Kennel/cattery fees if you're hospitalized
Travel CoverageIncludedTravel-related coverage including quarantine costs

Fees & Charges

Policy Fees

Set Up Fee:0
Renewal Fee:0
Cancellation Fee:0
Adjustment Fee:0
Duplicate Documents Fee:0

Excess Information

Standard Excess

£99 - This is the amount you pay towards each new condition claimed for.

Co-Payment

N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.

Example Claim Calculation

Total vet bill:£800
Fixed excess:-£100
Remaining amount:£700
Co-payment (20%):-£140
Insurer pays:£560
You pay:£240

Frequently Asked Questions

What premium features exist?

Enhanced digital services, priority support, and comprehensive health tracking.

How does wellness support work?

Personalized wellness plans, nutrition advice, and behavioral support included.

What preventative care exists?

Regular health checks, vaccination reminders, and preventative guidance.

How quick are claims processed?

Priority claims processing within 24 hours for most submissions.

Next Steps with Napo Serenity

How to Get Coverage

  • Visit Napo Serenity's website directly
  • Takes about 5-10 minutes to complete
  • Have your pet's details ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your pet's age and breed
  • Your location and coverage needs
  • Current market conditions and provider pricing

Please contact Napo Serenity directly for the most accurate and up-to-date quotes for your specific situation.