Perfect Pet Pet Insurance
Perfect Pet Insurance specializes in comprehensive lifetime coverage with their Lifetime Basic, Extra, and Complete policies. Their coverage includes veterinary fees up to £12,000 annually, with unique features like their PerfectCare promise and behavioral support included as standard. Their policies are designed to grow with your pet, offering increasing coverage levels as needs change.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered for up to £1,000 for each accident with no yearly limit
Claim Limit
£1,000
Vet Fees Excess
You'll pay £90 per accident
Additional Benefits
- Death by Accident Cover: FALSE
- Third Party Liability: FALSE
- Boarding Fees: FALSE
- Lost or Stolen Cover: FALSE
Support Services
- UK-Based Call Centers
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £9.25
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Accident Only CoverMost Popular
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £90 per accident
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Lifetime Cover
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £90 per accident
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Max Benefit Cover
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £90 per accident
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Time Limited Cover
Vet Fees
Up to Covered for up to £1,000 for each accident with no yearly limit
Excess
You'll pay £90 per accident
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£84.18
Maximum
£140
Average
£125.82
Cover Types
- Accident Only
- Lifetime
- Max Benefit
- Time Limited
Coverage Distribution
Dogs
64.6%
Cats
35.4%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered for up to £1,000 for each accident with no yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | FALSE | Payment if your pet dies due to an accident |
| Death by Illness | FALSE | Payment if your pet dies due to illness |
| Third Party Liability | FALSE | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | FALSE | Coverage if your pet is lost or stolen |
| Advertising & Reward | FALSE | Costs for advertising and reward if your pet is lost |
| Boarding Fees | FALSE | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£90 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
What is the PerfectCare promise?
We guarantee fair claim assessment and processing within 5 working days or we pay you compensation.
How does behavioral coverage work?
Coverage includes consultations, treatment, and medication for behavioral issues diagnosed by a vet.
Can I switch between policies?
Upgrade or downgrade at renewal without losing coverage for existing conditions.
What's your claims process?
Submit claims online or by email, with direct vet payment available nationwide.
Next Steps with Perfect Pet
How to Get Coverage
- Visit Perfect Pet's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Perfect Pet directly for the most accurate and up-to-date quotes for your specific situation.