Pet Insurance Pet Insurance
Pet Insurance offers comprehensive coverage with three distinct policy levels - Bronze, Silver, and Gold. Each tier provides increasing levels of protection, with veterinary fee coverage ranging from £3,000 to £8,000 annually. Their flexible approach allows pet owners to choose the perfect balance of coverage and cost, with optional extras like dental illness coverage and behavioral treatments.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered each year up to no limit per condition with £3,500 yearly limit
Claim Limit
No limit
Vet Fees Excess
You'll pay both £264 per condition per year & 25% of the remaining claim
Additional Benefits
- Death by Accident Cover: £1,000
- Third Party Liability: £1,250,000
- Boarding Fees: £750
- Lost or Stolen Cover: £750
Support Services
- UK-Based Call Centers
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £99.11
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Lifetime CoverMost Popular
Vet Fees
Up to Covered each year up to no limit per condition with £3,500 yearly limit
Excess
You'll pay both £264 per condition per year & 25% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Time Limited Cover
Vet Fees
Up to Covered each year up to no limit per condition with £3,500 yearly limit
Excess
You'll pay both £264 per condition per year & 25% of the remaining claim
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£76.35
Maximum
£2008.78
Average
£309.19
Cover Types
- Lifetime
- Time Limited
Coverage Distribution
Dogs
68.2%
Cats
31.8%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered each year up to no limit per condition with £3,500 yearly limit | Maximum amount claimable for veterinary treatment |
| Death by Accident | £1,000 | Payment if your pet dies due to an accident |
| Death by Illness | £1,000 | Payment if your pet dies due to illness |
| Third Party Liability | £1,250,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £750 | Coverage if your pet is lost or stolen |
| Advertising & Reward | £700 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | £750 | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£264 - This is the amount you pay towards each new condition claimed for.
Co-Payment
5% - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How do coverage levels differ?
Bronze covers essentials, Silver adds complementary treatments, Gold includes comprehensive protection.
What optional extras are available?
Add dental illness, behavioral treatments, overseas coverage, and enhanced third-party liability.
How are claims handled?
Online claims submission with 5-day processing target. Direct vet payments available.
Do you cover older pets?
No upper age limit for existing customers, new policies available for pets up to 8 years.
Next Steps with Pet Insurance
How to Get Coverage
- Visit Pet Insurance's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact Pet Insurance directly for the most accurate and up-to-date quotes for your specific situation.