Post Office Pet Insurance

Post Office Pet Insurance delivers trusted coverage with their Value, Standard, and Premier policies, offering up to £8,000 annual veterinary fee coverage. Their comprehensive approach includes essential features like dental accident coverage, emergency boarding, and overseas emergency treatment. Distinguished by their nationwide support network and straightforward claims process.

Coverage Benefits

Vet Fee Coverage

Maximum Vet Fees

Covered each year up to no limit per condition with £7,000 yearly limit

Claim Limit

No limit

Vet Fees Excess

You'll pay £100 per condition per year

Additional Benefits

  • Death by Accident Cover: £750
  • Third Party Liability: £2,000,000
  • Boarding Fees: £750
  • Lost or Stolen Cover: £750

Support Services

  • UK-Based Call Centers
  • 24/7 Claims Service
  • Vet Advice Helpline
  • Bereavement Counselling

Premium & Cost Breakdown

Annual Premiums

Minimum Premium:£82.2
Average Premium:£337.82
Maximum Premium:£3930.96

Monthly Payment Option

Average monthly payment: £99.72

Number of instalments: 12

Initial deposit required: 0

Premium Distribution

Premium Range
£82.2 - £3930.96

Distribution based on policy data analysis

What Affects Your Premium

  • Pet's age, breed, and species
  • Coverage level selected (Basic, Standard, or Premium)
  • Your location and local vet costs
  • Previous claims history

Coverage Highlights

Lifetime CoverMost Popular

Vet Fees

Up to Covered each year up to no limit per condition with £7,000 yearly limit

Excess

You'll pay £100 per condition per year

Key Benefits

  • Dental coverage included
  • Prescription medication covered
  • Complementary treatments

Max Benefit Cover

Vet Fees

Up to Covered each year up to no limit per condition with £7,000 yearly limit

Excess

You'll pay £100 per condition per year

Key Benefits

  • Dental coverage included
  • Prescription medication covered
  • Complementary treatments

Time Limited Cover

Vet Fees

Up to Covered each year up to no limit per condition with £7,000 yearly limit

Excess

You'll pay £100 per condition per year

Key Benefits

  • Dental coverage included
  • Prescription medication covered
  • Complementary treatments

Policy Coverage and Benefits

Premium Range

Minimum

£82.2

Maximum

£3930.96

Average

£337.82

Cover Types

  • Lifetime
  • Max Benefit
  • Time Limited

Coverage Distribution

Dogs

66.2%

Cats

33.8%

Comprehensive Policy Details

Coverage FeatureBenefitDetails
Vet FeesCovered each year up to no limit per condition with £7,000 yearly limitMaximum amount claimable for veterinary treatment
Death by Accident£750Payment if your pet dies due to an accident
Death by Illness£750Payment if your pet dies due to illness
Third Party Liability£2,000,000Coverage for damage or injury caused by your pet to others
Lost or Stolen£750Coverage if your pet is lost or stolen
Advertising & Reward£750Costs for advertising and reward if your pet is lost
Boarding Fees£750Kennel/cattery fees if you're hospitalized
Travel CoverageIncludedTravel-related coverage including quarantine costs

Fees & Charges

Policy Fees

Set Up Fee:0
Renewal Fee:0
Cancellation Fee:0
Adjustment Fee:0
Duplicate Documents Fee:0

Excess Information

Standard Excess

£100 - This is the amount you pay towards each new condition claimed for.

Co-Payment

N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.

Example Claim Calculation

Total vet bill:£800
Fixed excess:-£100
Remaining amount:£700
Co-payment (20%):-£140
Insurer pays:£560
You pay:£240

Frequently Asked Questions

What policy levels exist?

Choose from Value, Standard, or Premier with increasing benefits and coverage limits.

How does overseas cover work?

Emergency treatment covered while abroad, including vet fees and repatriation if needed.

Can I visit any branch?

Visit any Post Office branch for face-to-face support with your policy.

What's your claims process?

Submit claims online or through any Post Office branch, processed within 5 working days.

Next Steps with Post Office

How to Get Coverage

  • Visit Post Office's website directly
  • Takes about 5-10 minutes to complete
  • Have your pet's details ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your pet's age and breed
  • Your location and coverage needs
  • Current market conditions and provider pricing

Please contact Post Office directly for the most accurate and up-to-date quotes for your specific situation.