RSPCA Time Limited 1k Pet Insurance
RSPCA Time Limited 1k provides essential pet protection with a focus on affordability, offering 1,000 coverage per condition for 12 months. This ethical insurance choice supports the RSPCA's vital animal welfare work while providing practical pet protection. The policy includes veterinary fees, emergency treatment, and basic complementary therapies.
Coverage Benefits
Vet Fee Coverage
Maximum Vet Fees
Covered for up to £1,000 per condition with unlimited number of conditions
Claim Limit
£1,000
Vet Fees Excess
You'll pay £140 per condition
Additional Benefits
- Death by Accident Cover: £500
- Third Party Liability: £1,000,000
- Boarding Fees: £500
- Lost or Stolen Cover: £500
Support Services
- UK-Based Call Centers
- 24/7 Claims Service
- Vet Advice Helpline
- Bereavement Counselling
Premium & Cost Breakdown
Annual Premiums
Monthly Payment Option
Average monthly payment: £9.99
Number of instalments: 12
Initial deposit required: 0
Premium Distribution
Distribution based on policy data analysis
What Affects Your Premium
- Pet's age, breed, and species
- Coverage level selected (Basic, Standard, or Premium)
- Your location and local vet costs
- Previous claims history
Coverage Highlights
Time Limited CoverMost Popular
Vet Fees
Up to Covered for up to £1,000 per condition with unlimited number of conditions
Excess
You'll pay £140 per condition
Key Benefits
- Dental coverage included
- Prescription medication covered
- Complementary treatments
Policy Coverage and Benefits
Premium Range
Minimum
£84
Maximum
£643.44
Average
£148.19
Cover Types
- Time Limited
Coverage Distribution
Dogs
66.2%
Cats
33.8%
Comprehensive Policy Details
| Coverage Feature | Benefit | Details |
|---|---|---|
| Vet Fees | Covered for up to £1,000 per condition with unlimited number of conditions | Maximum amount claimable for veterinary treatment |
| Death by Accident | £500 | Payment if your pet dies due to an accident |
| Death by Illness | £500 | Payment if your pet dies due to illness |
| Third Party Liability | £1,000,000 | Coverage for damage or injury caused by your pet to others |
| Lost or Stolen | £500 | Coverage if your pet is lost or stolen |
| Advertising & Reward | £500 | Costs for advertising and reward if your pet is lost |
| Boarding Fees | £500 | Kennel/cattery fees if you're hospitalized |
| Travel Coverage | Included | Travel-related coverage including quarantine costs |
Fees & Charges
Policy Fees
Excess Information
Standard Excess
£140 - This is the amount you pay towards each new condition claimed for.
Co-Payment
N/A - This is an additional percentage that you pay towards the remaining claim amount after the fixed excess.
Example Claim Calculation
Frequently Asked Questions
How does time-limited cover work?
Each condition is covered for 12 months from first treatment, up to 1,000 per condition.
How does RSPCA benefit?
Policy profits support RSPCA's nationwide animal welfare work and veterinary services.
What happens after 12 months?
After 12 months, the condition becomes pre-existing but new conditions are covered.
Can I claim for multiple conditions?
Yes, multiple conditions can be claimed, each with their own 12-month period and limit.
Next Steps with RSPCA Time Limited 1k
How to Get Coverage
- Visit RSPCA Time Limited 1k's website directly
- Takes about 5-10 minutes to complete
- Have your pet's details ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your pet's age and breed
- Your location and coverage needs
- Current market conditions and provider pricing
Please contact RSPCA Time Limited 1k directly for the most accurate and up-to-date quotes for your specific situation.