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4PawsPetInsurance vs Animal Friends

Compare pet insurance features, coverage, and pricing between 4PawsPetInsurance and Animal Friendsto find the best protection for your pet.

Starting Premium

£51.41

4PawsPetInsurance

£45.12

Animal Friends

Maximum Cover

£4,000

4PawsPetInsurance

£6,000

Animal Friends

Customer Rating

4.2

4PawsPetInsurance

4.2

Animal Friends

Vet Fees Cover

Covered for up to £4,000 per condition with unlimited number of conditions

4PawsPetInsurance

Covered for up to £4,000 per condition with £10,000 yearly limit

Animal Friends

Available Policy Types

4PawsPetInsurance
Animal Friends
Cover Types
LifetimeMax BenefitTime Limited
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

4PawsPetInsurance
Animal Friends
Minimum Premium
£51.41
£45.12
Maximum Premium
£2,935.30
£3,497.64
Average Premium
£295.30
£357.44

Premium Range Comparison

4PawsPetInsurance
£51.41 - £2,935.30
Animal Friends
£45.12 - £3,497.64£45.12 - £3,497.64

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

4PawsPetInsurance
Animal Friends
Vet Fees Coverage

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £4,000 per condition with £10,000 yearly limit

up to limit per condition/year

Standard Excess
£85
£99
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

4PawsPetInsurance
Animal Friends
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

4PawsPetInsurance
Animal Friends
Death by Accident Cover
£500
£750
Death by Illness Cover
£500
£750
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£500
£750
Advertising & Reward
£750
£200
Boarding Fees
£750
£750

Support Services

4PawsPetInsurance
Animal Friends
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

4PawsPetInsurance

Total Policies

23325

Dogs

15420

66%

Cats

7905

34%

Animal Friends

Total Policies

39675

Dogs

26715

67%

Cats

12960

33%

4PawsPetInsurance Distribution

Dogs
Cats

Animal Friends Distribution

Dogs
Cats

Making Your Decision

When comparing 4PawsPetInsurance and Animal Friends, consider how each provider's strengths align with your pet's specific needs. 4PawsPetInsurance's average premium of £295.30compared to Animal Friends's £357.44 should be weighed against the coverage and benefits each provider offers.

Best for 4PawsPetInsurance:

  • Third party liability coverage

Best for Animal Friends:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.