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Agria Lifetime vs More Than

Compare pet insurance features, coverage, and pricing between Agria Lifetime and More Thanto find the best protection for your pet.

Starting Premium

£86.02

Agria Lifetime

£41.24

More Than

Maximum Cover

No limit

Agria Lifetime

£8,000

More Than

Customer Rating

4.2

Agria Lifetime

4.2

More Than

Vet Fees Cover

Covered each year up to no limit per condition with £6,500 yearly limit

Agria Lifetime

Covered for up to £8,000 per condition with unlimited number of conditions

More Than

Available Policy Types

Agria Lifetime
More Than
Cover Types
Lifetime
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Agria Lifetime
More Than
Minimum Premium
£86.02
£41.24
Maximum Premium
£2,930.73
£1,649.50
Average Premium
£438.88
£298.46

Premium Range Comparison

Agria Lifetime
£86.02 - £2,930.73
More Than
£41.24 - £1,649.50£41.24 - £1,649.50

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Agria Lifetime
More Than
Vet Fees Coverage

Covered each year up to no limit per condition with £6,500 yearly limit

up to limit per condition/year

Covered for up to £8,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£95
£100
Co-payment
20%
20%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Agria Lifetime
More Than
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Agria Lifetime
More Than
Death by Accident Cover
FALSE
£500
Death by Illness Cover
FALSE
£500
Third Party Liability
£3,000,000
£3,000,000
Lost or Stolen Pet
FALSE
£2,000
Advertising & Reward
£1,500
£1,000
Boarding Fees
FALSE
£1,000

Support Services

Agria Lifetime
More Than
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Agria Lifetime

Total Policies

7584

Dogs

5212

69%

Cats

2372

31%

More Than

Total Policies

17560

Dogs

11336

65%

Cats

6224

35%

Agria Lifetime Distribution

Dogs
Cats

More Than Distribution

Dogs
Cats

Making Your Decision

When comparing Agria Lifetime and More Than, consider how each provider's strengths align with your pet's specific needs. Agria Lifetime's average premium of £438.88compared to More Than's £298.46 should be weighed against the coverage and benefits each provider offers.

Best for Agria Lifetime:

  • Third party liability coverage

Best for More Than:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.