Home/Compare/Agria Lifetime vs Puffin

Agria Lifetime vs Puffin

Compare pet insurance features, coverage, and pricing between Agria Lifetime and Puffinto find the best protection for your pet.

Starting Premium

£86.02

Agria Lifetime

£120.00

Puffin

Maximum Cover

No limit

Agria Lifetime

£2,000

Puffin

Customer Rating

4.2

Agria Lifetime

4.2

Puffin

Vet Fees Cover

Covered each year up to no limit per condition with £6,500 yearly limit

Agria Lifetime

Covered for up to £2,000 per condition with £4,500 yearly limit

Puffin

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Available Policy Types

Agria Lifetime
Puffin
Cover Types
Lifetime
LifetimeMax Benefit

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Agria Lifetime
Puffin
Minimum Premium
£86.02
£120.00
Maximum Premium
£2,930.73
£1,053.30
Average Premium
£438.88
£255.85

Premium Range Comparison

Agria Lifetime
£86.02 - £2,930.73
Puffin
£120.00 - £1,053.30

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Agria Lifetime
Puffin
Vet Fees Coverage

Covered each year up to no limit per condition with £6,500 yearly limit

up to limit per condition/year

Covered for up to £2,000 per condition with £4,500 yearly limit

up to limit per condition/year

Standard Excess
£95
£99
Co-payment
20%
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Agria Lifetime
Puffin
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Agria Lifetime
Puffin
Death by Accident Cover
FALSE
£250
Death by Illness Cover
FALSE
£250
Third Party Liability
£3,000,000
£1,000,000
Lost or Stolen Pet
FALSE
£250
Advertising & Reward
£1,500
FALSE
Boarding Fees
FALSE
FALSE
Travel Coverage

Support Services

Agria Lifetime
Puffin
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Agria Lifetime

Total Policies

7584

Dogs

5212

69%

Cats

2372

31%

Puffin

Total Policies

7357

Dogs

4101

56%

Cats

3256

44%

Agria Lifetime Distribution

Dogs
Cats

Puffin Distribution

Dogs
Cats

Making Your Decision

When comparing Agria Lifetime and Puffin, consider how each provider's strengths align with your pet's specific needs. Agria Lifetime's average premium of £438.88compared to Puffin's £255.85 should be weighed against the coverage and benefits each provider offers.

Best for Agria Lifetime:

  • More affordable starting premiums
  • Vet advice helpline available
  • Comprehensive coverage options for your pet type

Best for Puffin:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.