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Animal Friends vs LV

Compare pet insurance features, coverage, and pricing between Animal Friends and LVto find the best protection for your pet.

Starting Premium

£45.12

Animal Friends

£47.22

LV

Maximum Cover

£6,000

Animal Friends

£2,500

LV

Customer Rating

4.2

Animal Friends

4.2

LV

Vet Fees Cover

Covered for up to £4,000 per condition with £10,000 yearly limit

Animal Friends

Covered for up to £2,500 per condition with unlimited number of conditions

LV

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Available Policy Types

Animal Friends
LV
Cover Types
LifetimeMax BenefitTime Limited
LifetimeTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Animal Friends
LV
Minimum Premium
£45.12
£47.22
Maximum Premium
£3,497.64
£3,492.56
Average Premium
£357.44
£369.77

Premium Range Comparison

Animal Friends
£45.12 - £3,497.64
LV
£47.22 - £3,492.56

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Animal Friends
LV
Vet Fees Coverage

Covered for up to £4,000 per condition with £10,000 yearly limit

up to limit per condition/year

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£99
£75
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Animal Friends
LV
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Animal Friends
LV
Death by Accident Cover
£750
£1,500
Death by Illness Cover
£750
£1,500
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£1,500
Advertising & Reward
£200
£1,500
Boarding Fees
£750
£1,500
Travel Coverage

Support Services

Animal Friends
LV
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Animal Friends

Total Policies

39675

Dogs

26715

67%

Cats

12960

33%

LV

Total Policies

10440

Dogs

6958

67%

Cats

3482

33%

Animal Friends Distribution

Dogs
Cats

LV Distribution

Dogs
Cats

Making Your Decision

When comparing Animal Friends and LV, consider how each provider's strengths align with your pet's specific needs. Animal Friends's average premium of £357.44compared to LV's £369.77 should be weighed against the coverage and benefits each provider offers.

Best for Animal Friends:

  • More affordable starting premiums
  • Comprehensive coverage options for your pet type

Best for LV:

  • Established market presence and reputation

Important Considerations

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision. Also factor in policy terms, exclusions, and how each provider handles claims for your specific situation.