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Argos vs Cover My

Compare pet insurance features, coverage, and pricing between Argos and Cover Myto find the best protection for your pet.

Starting Premium

£69.96

Argos

£67.48

Cover My

Maximum Cover

£2,500

Argos

£4,000

Cover My

Customer Rating

4.2

Argos

4.2

Cover My

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

Argos

Covered for up to £4,000 per condition with unlimited number of conditions

Cover My

Available Policy Types

Argos
Cover My
Cover Types
LifetimeMax BenefitTime Limited
LifetimeMax BenefitTime Limited

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Argos
Cover My
Minimum Premium
£69.96
£67.48
Maximum Premium
£3,247.68
£17,941.76
Average Premium
£303.72
£695.64

Premium Range Comparison

Argos
£69.96 - £3,247.68
Cover My
£67.48 - £17,941.76£67.48 - £17,941.76

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Argos
Cover My
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £4,000 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£99
£50
Co-payment
N/A
15%
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Argos
Cover My
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Argos
Cover My
Death by Accident Cover
£750
£750
Death by Illness Cover
£750
£750
Third Party Liability
£2,000,000
£2,000,000
Lost or Stolen Pet
£750
£750
Advertising & Reward
£750
FALSE
Boarding Fees
£500
FALSE

Support Services

Argos
Cover My
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Argos

Total Policies

12124

Dogs

8029

66%

Cats

4095

34%

Cover My

Total Policies

11928

Dogs

8588

72%

Cats

3340

28%

Argos Distribution

Dogs
Cats

Cover My Distribution

Dogs
Cats

Making Your Decision

When comparing Argos and Cover My, consider how each provider's strengths align with your pet's specific needs. Argos's average premium of £303.72compared to Cover My's £695.64 should be weighed against the coverage and benefits each provider offers.

Best for Argos:

  • Third party liability coverage

Best for Cover My:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.