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Argos vs Healthy Pets

Compare pet insurance features, coverage, and pricing between Argos and Healthy Petsto find the best protection for your pet.

Starting Premium

£69.96

Argos

£50.41

Healthy Pets

Maximum Cover

£2,500

Argos

£7,500

Healthy Pets

Customer Rating

4.2

Argos

4.2

Healthy Pets

Vet Fees Cover

Covered for up to £2,500 per condition with unlimited number of conditions

Argos

Covered for up to £7,500 per condition with unlimited number of conditions

Healthy Pets

Available Policy Types

Argos
Healthy Pets
Cover Types
LifetimeMax BenefitTime Limited
Accident OnlyLifetimeMax Benefit

About Policy Types

Insurers typically offer different levels of cover such as Accident Only, Time-Limited, Maximum Benefit, and Lifetime. Lifetime policies are generally the most comprehensive but also tend to be more expensive.

Premium Analysis

Argos
Healthy Pets
Minimum Premium
£69.96
£50.41
Maximum Premium
£3,247.68
£4,151.44
Average Premium
£303.72
£310.84

Premium Range Comparison

Argos
£69.96 - £3,247.68
Healthy Pets
£50.41 - £4,151.44£50.41 - £4,151.44

Premium ranges are affected by pet age, breed, and location. The actual premium you'll pay may vary.

Policy Coverage & Exclusions

Argos
Healthy Pets
Vet Fees Coverage

Covered for up to £2,500 per condition with unlimited number of conditions

up to limit per condition/year

Covered for up to £7,500 per condition with unlimited number of conditions

up to limit per condition/year

Standard Excess
£99
£125
Co-payment
N/A
N/A
Dental Included
Pre-existing Conditions

Important Coverage Notes

Both insurers typically exclude pre-existing conditions. Always check the full policy documents for specific exclusions and waiting periods. Coverage may vary based on your pet's age, breed, and health history.

Claims Process

Argos
Healthy Pets
Claim Processing Time
5 days average
5 days average
Online Claims
24/7 Claims Helpline
Mobile App Rating
3.8
3.8

Additional Benefits

Argos
Healthy Pets
Death by Accident Cover
£750
£500
Death by Illness Cover
£750
£500
Third Party Liability
£2,000,000
£1,000,000
Lost or Stolen Pet
£750
£500
Advertising & Reward
£750
£500
Boarding Fees
£500
£500

Support Services

Argos
Healthy Pets
UK-based Call Centre
Vet Advice Helpline
Legal Advice Service
Bereavement Counselling

Customer Base Analysis

Argos

Total Policies

12124

Dogs

8029

66%

Cats

4095

34%

Healthy Pets

Total Policies

13332

Dogs

8760

66%

Cats

4572

34%

Argos Distribution

Dogs
Cats

Healthy Pets Distribution

Dogs
Cats

Making Your Decision

When comparing Argos and Healthy Pets, consider how each provider's strengths align with your pet's specific needs. Argos's average premium of £303.72compared to Healthy Pets's £310.84 should be weighed against the coverage and benefits each provider offers.

Best for Argos:

  • Third party liability coverage

Best for Healthy Pets:

  • More affordable starting premiums
  • Third party liability coverage

Remember that the best choice depends on your individual circumstances, including your pet's age, breed, health history, and your budget. Consider getting quotes from both providers to make a fully informed decision.